Zip Co (ASX:ZIP) Accounts Payable & Accrued Expense: A$416 Mil (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ASX:ZIP Zip Co Ltd ASX:ZIP
70 GF Score
Price A$2.21
GF Value A$2.76
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Zip Co Accounts Payable & Accrued Expense?

Zip Co ASX:ZIP -3.07% 70 Accounts Payable & Accrued Expense is A$416 Mil as of Jun. 2026. GuruFocus rates ASX:ZIP with a GF Score™ of 70/100 and a GF Value™ of A$2.76 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Zip Co's quarterly accounts payable & accrued expense increased from Jun. 2025 (A$347 Mil) to Dec. 2025 (A$757 Mil) but then declined from Dec. 2025 (A$757 Mil) to Jun. 2026 (A$416 Mil).

Zip Co's annual accounts payable & accrued expense increased from Jun. 2024 (A$258 Mil) to Jun. 2025 (A$347 Mil) and increased from Jun. 2025 (A$347 Mil) to Jun. 2026 (A$416 Mil).

Zip Co Accounts Payable & Accrued Expense Historical Data

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The historical data trend for Zip Co's Accounts Payable & Accrued Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zip Co Accounts Payable & Accrued Expense Chart

Zip Co Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
Accounts Payable & Accrued Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 147.29 213.64 258.47 346.61 415.96

Zip Co Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Accounts Payable & Accrued Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 258.47 524.15 346.61 757.04 415.96
ASX:ZIP
70GF Score
Zip Co Ltd ASX:ZIP
Accounts Payable & Accrued Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Zip Co Accounts Payable & Accrued Expense Calculation

Accounts payable & accrued expense usually includes accounts payable, accrued compensation and related benefits, etc.

Accounts payable is money owed by a business to its suppliers shown as a liability on a company's balance sheet. It is distinct from notes payable liabilities, which are debts created by formal legal instrument documents.

It is part of the current portion of the liabilities (due within one year or within the normal operating cycle if longer) reflected on the balace sheet of the company. A higher Accounts Payable means lower Working Capital needed to operate the business.

What does a Accounts Payable & Accrued Expense of A$416 Mil mean?
Zip Co (ASX:ZIP) has a Accounts Payable & Accrued Expense of A$416 Mil as of Jun. 2026. Accounts payable and accrued expenses are amounts a company expects to pay to suppliers and others. View historical data on Zip Co and its competitors.
Is Zip Co's Accounts Payable & Accrued Expense too high?
Zip Co's current Accounts Payable & Accrued Expense is A$416 Mil. Overall, Zip Co has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Zip Co's Accounts Payable & Accrued Expense compare to V and MA?
Zip Co's Accounts Payable & Accrued Expense of A$416 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Payable & Accrued Expense for a Credit Services company?
A good Accounts Payable & Accrued Expense depends on the Credit Services industry context. However, Accounts Payable & Accrued Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Payable & Accrued Expense mean?
A high Accounts Payable & Accrued Expense can signal that a stock is expensive relative to its fundamentals. Accounts payable and accrued expenses are amounts a company expects to pay to suppliers and others. View historical data on Zip Co and its competitors. Zip Co's current Accounts Payable & Accrued Expense is A$416 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zip Co stock overvalued right now?
Based on GuruFocus' analysis, Zip Co (ASX:ZIP) is currently considered Modestly Undervalued. The stock's GF Value™ is A$2.76, compared to a current price of A$2.21 — trading 19.9% below its estimated fair value. The current Accounts Payable & Accrued Expense is A$416 Mil. Zip Co's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Payable & Accrued Expense calculated?
Accounts Payable & Accrued Expense is calculated from a company's financial statements. For Zip Co (ASX:ZIP), the current Accounts Payable & Accrued Expense is A$416 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zip Co (ASX:ZIP) Overvalued in 2026?

Based on GuruFocus' analysis, Zip Co stock appears to be undervalued. The current stock price of A$2.21 is trading 19.9% below its estimated GF Value™ of A$2.76. GuruFocus considers Zip Co to be Modestly Undervalued.

Key valuation signals for ASX:ZIP:

  • Accounts Payable & Accrued Expense: A$416 Mil
  • GF Value™: A$2.76 vs. price of A$2.21 (19.9% below fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the ASX:ZIP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Zip Co Business Description

Other Exchanges ZIZTF:USAYRRA:Germany
Address 126 Phillip Street, Level 5, Sydney, NSW, AUS, 2000
Zip is a credit provider operating two segments: Australia and New Zealand, and the US. Founded in Australia in 2013, it has over 6 million active customers and partners with over 85,000 merchants. In Australia, Zip positions itself as a credit card alternative, with several revolving credit products. Customers can carry the balance over time with a monthly fee and set their own repayment schedule. The US and New Zealand offering is a far more vanilla BNPL offering: Pay-in-4 in New Zealand and Pay-in-Z in the US, where customers pay back in fixed instalments. The US segment is built on the 2020 acquisition of QuadPay and has recently become Zip's largest and fastest-growing segment.
70GF Score

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Accounts Payable & Accrued Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$2.21
Price
A$2.76
GF Value