Zip Co (ASX:ZIP) Other Operating Expense: A$187 Mil (TTM As of Dec. 2025)


ASX:ZIP Zip Co Ltd ASX:ZIP
63 GF Score
Price A$3.22
GF Value A$2.08
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Zip Co Other Operating Expense?

Zip Co ASX:ZIP -0.31% 63 Other Operating Expense is A$187 Mil as of Dec. 2025. GuruFocus rates ASX:ZIP with a GF Score™ of 63/100 and a GF Value™ of A$2.08 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Zip Co's Other Operating Expense for the six months ended in Dec. 2025 was A$245 Mil. Its Other Operating Expense for the trailing twelve months (TTM) ended in Dec. 2025 was A$187 Mil.

Zip Co's quarterly Other Operating Expense declined from Dec. 2024 (A$202 Mil) to Jun. 2025 (A$-58 Mil) but then increased from Jun. 2025 (A$-58 Mil) to Dec. 2025 (A$245 Mil).

Zip Co's annual Other Operating Expense declined from Jun. 2023 (A$167 Mil) to Jun. 2024 (A$141 Mil) but then increased from Jun. 2024 (A$141 Mil) to Jun. 2025 (A$144 Mil).


Zip Co Other Operating Expense Historical Data

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The historical data trend for Zip Co's Other Operating Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zip Co Other Operating Expense Chart

Zip Co Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Other Operating Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 88.11 169.90 166.86 140.88 144.09

Zip Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Other Operating Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 155.23 -14.34 202.13 -58.04 244.77
ASX:ZIP
63GF Score
Zip Co Ltd ASX:ZIP
Other Operating Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Zip Co Other Operating Expense Calculation

GuruFocus uses a standardized financial statement format for all companies. For non-financial companies, GuruFocus lists Selling, General, & Admin. Expense, , Research & Development, and Other Operating Expense under the "Total Operating Expense" section.

Other Operating Expense sometimes includes:
Restructuring, and merger
Acquisition related and other
Litigation settlement charge
Other (too numerous to list)

Some companies can and do choose to report each of these items separately. Yet, there are a variety of Other Operating Expense which are simply too numerous to list.

Other Operating Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was A$187 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Other Operating Expense of A$187 Mil mean?
Zip Co (ASX:ZIP) has a Other Operating Expense of A$187 Mil as of Dec. 2025. Other operating expenses that a company records on its income statement. View historical data on Zip Co and its competitors.
Is Zip Co's Other Operating Expense too high?
Zip Co's current Other Operating Expense is A$187 Mil. Overall, Zip Co has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zip Co's Other Operating Expense compare to V and MA?
Zip Co's Other Operating Expense of A$187 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Other Operating Expense for a Credit Services company?
A good Other Operating Expense depends on the Credit Services industry context. However, Other Operating Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Other Operating Expense mean?
A high Other Operating Expense can signal that a stock is expensive relative to its fundamentals. Other operating expenses that a company records on its income statement. View historical data on Zip Co and its competitors. Zip Co's current Other Operating Expense is A$187 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zip Co stock overvalued right now?
Based on GuruFocus' analysis, Zip Co (ASX:ZIP) is currently considered Significantly Overvalued. The stock's GF Value™ is A$2.08, compared to a current price of A$3.22 — trading 54.8% above its estimated fair value. The current Other Operating Expense is A$187 Mil. Zip Co's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Other Operating Expense calculated?
Other Operating Expense is calculated from a company's financial statements. For Zip Co (ASX:ZIP), the current Other Operating Expense is A$187 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zip Co (ASX:ZIP) Overvalued in 2026?

Based on GuruFocus' analysis, Zip Co stock appears to be overvalued. The current stock price of A$3.22 is trading 54.8% above its estimated GF Value™ of A$2.08. GuruFocus considers Zip Co to be Significantly Overvalued.

Key valuation signals for ASX:ZIP:

  • Other Operating Expense: A$187 Mil
  • GF Value™: A$2.08 vs. price of A$3.22 (54.8% above fair value)
  • GF Score™: 63/100 with 7 warning signs

No single metric tells the full story. See the ASX:ZIP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zip Co Business Description

Other Exchanges ZIZTF:USAYRRA:Germany
Address 126 Phillip Street, Level 5, Sydney, NSW, AUS, 2000
Zip is a credit provider operating two segments: Australia and New Zealand, and the US. Founded in Australia in 2013, it has over 6 million active customers and partners with over 85,000 merchants. In Australia, Zip positions itself as a credit card alternative, with several revolving credit products. Customers can carry the balance over time with a monthly fee and set their own repayment schedule. The US and New Zealand offering is a far more vanilla BNPL offering: Pay-in-4 in New Zealand and Pay-in-Z in the US, where customers pay back in fixed instalments. The US segment is built on the 2020 acquisition of QuadPay and has recently become Zip's largest and fastest-growing segment.
63GF Score

Get the complete analysis for ASX:ZIP

Other Operating Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$3.22
Price
A$2.08
GF Value