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Cash flow from operations refers to the cash brought in through a company's normal business operations. It is the cash flow before any investment or financing activities. It is the cash version of net income.
Zip Co's cash receipts from operating activities for the
six
months ended in Dec. 2025 was A$552 Mil.
2. Cash Payments:
It represents cash flow paid from operating activities in the direct cash flow method.
Zip Co's cash payments for the
six
months ended in Dec. 2025 was A$-295 Mil.
3. Dividends Paid:
It represents dividend paid to the investors in the direct cash flow method.
Zip Co's cash payments for the
six
months ended in Dec. 2025 was A$0 Mil.
4. Dividends Received:
It represents dividend received on the investment in the direct cash flow method.
Zip Co's cash payments for the
six
months ended in Dec. 2025 was A$0 Mil.
5. Interest Paid:
It represents interest paid on loans, debt or borrowings, in the direct cash flow method.
Zip Co's cash payments for the
six
months ended in Dec. 2025 was A$-111 Mil.
6. Interest Received:
It represents interest received by the company in the direct cash flow method.
Zip Co's cash payments for the
six
months ended in Dec. 2025 was A$6 Mil.
7. Taxes Refund Paid:
It represents tax paid or refund related to operating activities in the direct cash flow method.
Zip Co's cash payments for the
six
months ended in Dec. 2025 was A$-15 Mil.
8. Cash Flow from Others:
These are cash differences caused by the change of cash receipts and cash payments. For instance, if a company pays its suppliers slower, its cash position will build up faster. If a company receives payments from its customers slower, its cash position will grow more slowly (or even shrink).
Zip Co's cash flow from others for the
six
months ended in Dec. 2025 was A$-0 Mil.
Zip Co Cash Flow from Operations Related Terms
Zip Co Cash Flow from Operations Historical Data
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The historical data trend for Zip Co's Cash Flow from Operations can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cash flow from operations refers to the cash brought in through a company's normal business operations. It is the cash flow before any investment or financing activities. It is the cash version of net income.
Zip Co's Cash Flow from Operations for the fiscal year that ended in Jun. 2025 is calculated as:
Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was A$-9 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Cash Flow from Operations of A$-9 Mil mean?
Zip Co (ASX:ZIP) has a Cash Flow from Operations of A$-9 Mil as of Dec. 2025. Cash Flow from Operations is the amount of cash earned or paid from standard business operations. View historical data for Zip Co and its competitors.
Is Zip Co's Cash Flow from Operations too high?
Zip Co's current Cash Flow from Operations is A$-9 Mil. Overall, Zip Co has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zip Co's Cash Flow from Operations compare to V and MA?
Zip Co's Cash Flow from Operations of A$-9 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Operations for a Credit Services company?
A good Cash Flow from Operations depends on the Credit Services industry context. However, Cash Flow from Operations should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Operations mean?
A high Cash Flow from Operations can signal that a stock is expensive relative to its fundamentals. Cash Flow from Operations is the amount of cash earned or paid from standard business operations. View historical data for Zip Co and its competitors. Zip Co's current Cash Flow from Operations is A$-9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zip Co stock overvalued right now?
Based on GuruFocus' analysis, Zip Co (ASX:ZIP) is currently considered Modestly Overvalued. The stock's GF Value™ is A$2.10, compared to a current price of A$2.65 — trading 26.2% above its estimated fair value. The current Cash Flow from Operations is A$-9 Mil. Zip Co's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Operations calculated?
Cash Flow from Operations is calculated from a company's financial statements. For Zip Co (ASX:ZIP), the current Cash Flow from Operations is A$-9 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zip Co (ASX:ZIP) Overvalued in 2026?
Based on GuruFocus' analysis, Zip Co stock appears to be overvalued.
The current stock price of A$2.65 is trading 26.2% above its estimated GF Value™ of A$2.10.
GuruFocus considers Zip Co to be Modestly Overvalued.
Key valuation signals for ASX:ZIP:
Cash Flow from Operations: A$-9 Mil
GF Value™: A$2.10 vs. price of A$2.65 (26.2% above fair value)
No single metric tells the full story. See the ASX:ZIP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zip is a credit provider operating two segments: Australia and New Zealand, and the US. Founded in Australia in 2013, it has over 6 million active customers and partners with over 85,000 merchants. In Australia, Zip positions itself as a credit card alternative, with several revolving credit products. Customers can carry the balance over time with a monthly fee and set their own repayment schedule. The US and New Zealand offering is a far more vanilla BNPL offering: Pay-in-4 in New Zealand and Pay-in-Z in the US, where customers pay back in fixed instalments. The US segment is built on the 2020 acquisition of QuadPay and has recently become Zip's largest and fastest-growing segment.
66GF Score
Get the complete analysis for ASX:ZIP
Cash Flow from Operations is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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