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Zip CoASX:ZIP -3.62%70 Operating Cash Flow per Share is A$-0.07 as of Jun. 2026. GuruFocus rates ASX:ZIP with a GF Score™ of 70/100 and a GF Value™ of A$2.76 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 313 Credit Services companies, Zip Co ranks better than 81.47% on this metric.
Zip Co's operating cash flow per share for the
six
months ended in Jun. 2026 was A$-0.18.
Zip Co's operating cash flow per share for the trailing twelve months (TTM) ended in Jun. 2026 was A$-0.07.
During the past 3 years, the average Operating Cash Flow per Share Growth Rate was 40.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the OCF Growth Rate using Operating Cash Flow per Share data.
The historical rank and industry rank for Zip Co's Operating Cash Flow per Share or its related term are showing as below:
ASX:ZIP'
s 3-Year OCF Growth Rate Range Over the Past 10 Years
Min: 4.2 Med: 47.5 Max: 158.1
Current: 40.1
During the past 13 years, Zip Co's highest 3-Year average Operating Cash Flow per Share Growth Rate was 158.10% per year. The lowest was 4.20% per year. And the median was 47.50% per year.
ASX:ZIP's 3-Year OCF Growth Rate is ranked better than 81.47% of 313
companies
in the Credit Services industry
Industry Median: 2.5
vs ASX:ZIP: 40.10
Zip Co Operating Cash Flow per Share Related Terms
Zip Co Operating Cash Flow per Share Historical Data
* Premium members only.
The historical data trend for Zip Co's Operating Cash Flow per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:ZIP vs V, MA, AXP: Operating Cash Flow per Share Comparison
For the Credit Services subindustry, Zip Co's Price-to-Operating-Cash-Flow, along with its competitors' market caps and Price-to-Operating-Cash-Flow data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zip Co Price-to-Operating-Cash-Flow vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Zip Co's Price-to-Operating-Cash-Flow distribution charts can be found below:
* The bar in red indicates where Zip Co's Price-to-Operating-Cash-Flow falls into.
Operating Cash Flow per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was A$-0.07
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Operating Cash Flow per Share of A$-0.07 mean?
Zip Co (ASX:ZIP) has a Operating Cash Flow per Share of A$-0.07 as of Jun. 2026. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on Zip Co and its competitors. According to the industry distribution chart, Zip Co ranks #58 out of 313 companies in the Credit Services industry, placing it in the top 18.5%.
Is Zip Co's Operating Cash Flow per Share too high?
Zip Co's current Operating Cash Flow per Share is A$-0.07. Based on the distribution chart, Zip Co ranks #58 out of 313 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Zip Co has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Zip Co's Operating Cash Flow per Share compare to V and MA?
According to the Credit Services industry distribution chart, Zip Co ranks #58 out of 313 companies for Operating Cash Flow per Share. This places Zip Co in the top 19% of its industry — outperforming the majority of peers. The industry median Operating Cash Flow per Share is 2.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Cash Flow per Share for a Credit Services company?
The median Operating Cash Flow per Share among Credit Services companies is 2.50, based on 313 companies in the industry. Companies in the top quartile (top 25%) have a Operating Cash Flow per Share significantly above this median, while those in the bottom quartile fall well below. However, Operating Cash Flow per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Cash Flow per Share mean?
A high Operating Cash Flow per Share can signal that a stock is expensive relative to its fundamentals. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on Zip Co and its competitors. For the Credit Services industry, the median Operating Cash Flow per Share is 2.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zip Co's current Operating Cash Flow per Share is A$-0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zip Co stock overvalued right now?
Based on GuruFocus' analysis, Zip Co (ASX:ZIP) is currently considered Modestly Undervalued. The stock's GF Value™ is A$2.76, compared to a current price of A$2.13 — trading 22.8% below its estimated fair value. The current Operating Cash Flow per Share is A$-0.07. Zip Co's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Cash Flow per Share calculated?
Operating Cash Flow per Share is calculated from a company's financial statements. For Zip Co (ASX:ZIP), the current Operating Cash Flow per Share is A$-0.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zip Co (ASX:ZIP) Overvalued in 2026?
Based on GuruFocus' analysis, Zip Co stock appears to be undervalued.
The current stock price of A$2.13 is trading 22.8% below its estimated GF Value™ of A$2.76.
GuruFocus considers Zip Co to be Modestly Undervalued.
Key valuation signals for ASX:ZIP:
Operating Cash Flow per Share: A$-0.07
GF Value™: A$2.76 vs. price of A$2.13 (22.8% below fair value)
No single metric tells the full story. See the ASX:ZIP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zip is a credit provider operating two segments: Australia and New Zealand, and the US. Founded in Australia in 2013, it has over 6 million active customers and partners with over 85,000 merchants. In Australia, Zip positions itself as a credit card alternative, with several revolving credit products. Customers can carry the balance over time with a monthly fee and set their own repayment schedule. The US and New Zealand offering is a far more vanilla BNPL offering: Pay-in-4 in New Zealand and Pay-in-Z in the US, where customers pay back in fixed instalments. The US segment is built on the 2020 acquisition of QuadPay and has recently become Zip's largest and fastest-growing segment.
70GF Score
Get the complete analysis for ASX:ZIP
Operating Cash Flow per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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