Atos Bank a.d. (XBLB:ZPKB-R-A) Accounts Payable & Accrued Expense: BAM1.14 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is Atos Bank a.d. Accounts Payable & Accrued Expense?

Atos Bank a.d. XBLB:ZPKB-R-A Accounts Payable & Accrued Expense is BAM1.14 Mil as of Dec. 2025.

Atos Bank a.d.'s quarterly accounts payable & accrued expense declined from Dec. 2024 (BAM1.87 Mil) to Jun. 2025 (BAM1.51 Mil) and declined from Jun. 2025 (BAM1.51 Mil) to Dec. 2025 (BAM1.14 Mil).

Atos Bank a.d.'s annual accounts payable & accrued expense declined from Dec. 2023 (BAM3.60 Mil) to Dec. 2024 (BAM1.87 Mil) and declined from Dec. 2024 (BAM1.87 Mil) to Dec. 2025 (BAM1.14 Mil).


Atos Bank a.d. Accounts Payable & Accrued Expense Historical Data

* Premium members only.

The historical data trend for Atos Bank a.d.'s Accounts Payable & Accrued Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atos Bank a.d. Accounts Payable & Accrued Expense Chart

Atos Bank a.d. Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Payable & Accrued Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.68 2.46 3.60 1.87 1.14

Atos Bank a.d. Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Accounts Payable & Accrued Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.60 1.70 1.87 1.51 1.14

Atos Bank a.d. Accounts Payable & Accrued Expense Calculation

Accounts payable & accrued expense usually includes accounts payable, accrued compensation and related benefits, etc.

Accounts payable is money owed by a business to its suppliers shown as a liability on a company's balance sheet. It is distinct from notes payable liabilities, which are debts created by formal legal instrument documents.

It is part of the current portion of the liabilities (due within one year or within the normal operating cycle if longer) reflected on the balace sheet of the company. A higher Accounts Payable means lower Working Capital needed to operate the business.

What does a Accounts Payable & Accrued Expense of BAM1.14 Mil mean?
Atos Bank a.d. (XBLB:ZPKB-R-A) has a Accounts Payable & Accrued Expense of BAM1.14 Mil as of Dec. 2025. Accounts payable and accrued expenses are amounts a company expects to pay to suppliers and others. View historical data on Atos Bank a.d. and its competitors.
Is Atos Bank a.d.'s Accounts Payable & Accrued Expense too high?
Atos Bank a.d.'s current Accounts Payable & Accrued Expense is BAM1.14 Mil.
How does Atos Bank a.d.'s Accounts Payable & Accrued Expense compare to LCHTF?
Atos Bank a.d.'s Accounts Payable & Accrued Expense of BAM1.14 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Payable & Accrued Expense for a Banks company?
A good Accounts Payable & Accrued Expense depends on the Banks industry context. However, Accounts Payable & Accrued Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Payable & Accrued Expense mean?
A high Accounts Payable & Accrued Expense can signal that a stock is expensive relative to its fundamentals. Accounts payable and accrued expenses are amounts a company expects to pay to suppliers and others. View historical data on Atos Bank a.d. and its competitors. Atos Bank a.d.'s current Accounts Payable & Accrued Expense is BAM1.14 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atos Bank a.d. stock overvalued right now?
Atos Bank a.d. (XBLB:ZPKB-R-A) has a current Accounts Payable & Accrued Expense of BAM1.14 Mil. The current Accounts Payable & Accrued Expense is BAM1.14 Mil. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Payable & Accrued Expense calculated?
Accounts Payable & Accrued Expense is calculated from a company's financial statements. For Atos Bank a.d. (XBLB:ZPKB-R-A), the current Accounts Payable & Accrued Expense is BAM1.14 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Atos Bank a.d. Business Description

Address Jevrejska 71 Street, Banja Luka, BIH, 78000
Atos Bank a.d. operates in the finance and banking sector. It offers various banking services including accounts and payments, package accounts, savings, and cards. The bank also offers online banking, mobile banking, and automated teller machine (ATM) services.