Atos Bank a.d. (XBLB:ZPKB-R-A) Change In Receivables: BAM0.00 Mil (TTM As of Dec. 2025)


What is Atos Bank a.d. Change In Receivables?

Atos Bank a.d. XBLB:ZPKB-R-A Change In Receivables is BAM0.00 Mil as of Dec. 2025.

Atos Bank a.d.'s change in receivables for the quarter that ended in Dec. 2025 was BAM0.00 Mil. It means Atos Bank a.d.'s Accounts Receivable stayed the same from Jun. 2025 to Dec. 2025 .

Atos Bank a.d.'s change in receivables for the fiscal year that ended in Dec. 2025 was BAM0.00 Mil. It means Atos Bank a.d.'s Accounts Receivable stayed the same from Dec. 2024 to Dec. 2025 .

Atos Bank a.d.'s Accounts Receivable for the quarter that ended in Dec. 2025 was BAM0.00 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Atos Bank a.d.'s Days Sales Outstanding for the six months ended in Dec. 2025 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Atos Bank a.d.'s liquidation value for the six months ended in Dec. 2025 was BAM-834.90 Mil.


Atos Bank a.d.  (XBLB:ZPKB-R-A) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Atos Bank a.d.'s Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/37.673*91
=0.00

2. In Ben Graham's calculation of liquidation value, Atos Bank a.d.'s accounts receivable are only considered to be worth 75% of book value:

Atos Bank a.d.'s liquidation value for the quarter that ended in Dec. 2025 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=313.357-1148.254+0.75 * 0+0.5 * 0
=-834.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Atos Bank a.d. Change In Receivables Related Terms


Atos Bank a.d. Change In Receivables Historical Data

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The historical data trend for Atos Bank a.d.'s Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atos Bank a.d. Change In Receivables Chart

Atos Bank a.d. Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Atos Bank a.d. Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Atos Bank a.d. Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was BAM0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of BAM0.00 Mil mean?
Atos Bank a.d. (XBLB:ZPKB-R-A) has a Change In Receivables of BAM0.00 Mil as of Dec. 2025. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Atos Bank a.d. and its competitors.
Is Atos Bank a.d.'s Change In Receivables too high?
Atos Bank a.d.'s current Change In Receivables is BAM0.00 Mil.
How does Atos Bank a.d.'s Change In Receivables compare to LCHTF?
Atos Bank a.d.'s Change In Receivables of BAM0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Atos Bank a.d. and its competitors. Atos Bank a.d.'s current Change In Receivables is BAM0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atos Bank a.d. stock overvalued right now?
Atos Bank a.d. (XBLB:ZPKB-R-A) has a current Change In Receivables of BAM0.00 Mil. The current Change In Receivables is BAM0.00 Mil. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Atos Bank a.d. (XBLB:ZPKB-R-A), the current Change In Receivables is BAM0.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Atos Bank a.d. Business Description

Address Jevrejska 71 Street, Banja Luka, BIH, 78000
Atos Bank a.d. operates in the finance and banking sector. It offers various banking services including accounts and payments, package accounts, savings, and cards. The bank also offers online banking, mobile banking, and automated teller machine (ATM) services.