Atos Bank a.d. (XBLB:ZPKB-R-A) Net Loan: BAM869.34 Mil (As of Dec. 2025)


What is Atos Bank a.d. Net Loan?

Atos Bank a.d. XBLB:ZPKB-R-A Net Loan is BAM869.34 Mil as of Dec. 2025.

Atos Bank a.d.'s quarterly net loan declined from Dec. 2024 (BAM883.83 Mil) to Jun. 2025 (BAM861.93 Mil) but then increased from Jun. 2025 (BAM861.93 Mil) to Dec. 2025 (BAM869.34 Mil).

Atos Bank a.d.'s annual net loan increased from Dec. 2023 (BAM798.49 Mil) to Dec. 2024 (BAM861.93 Mil) but then declined from Dec. 2024 (BAM861.93 Mil) to Dec. 2025 (BAM869.34 Mil).

Atos Bank a.d. Net Loan Historical Data

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The historical data trend for Atos Bank a.d.'s Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atos Bank a.d. Net Loan Chart

Atos Bank a.d. Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 642.98 621.70 798.49 883.83 869.34

Atos Bank a.d. Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 798.49 847.51 883.83 861.93 869.34

Atos Bank a.d. Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of BAM869.34 Mil mean?
Atos Bank a.d. (XBLB:ZPKB-R-A) has a Net Loan of BAM869.34 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Atos Bank a.d. and its competitors.
Is Atos Bank a.d.'s Net Loan too high?
Atos Bank a.d.'s current Net Loan is BAM869.34 Mil.
How does Atos Bank a.d.'s Net Loan compare to LCHTF?
Atos Bank a.d.'s Net Loan of BAM869.34 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Atos Bank a.d. and its competitors. Atos Bank a.d.'s current Net Loan is BAM869.34 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atos Bank a.d. stock overvalued right now?
Atos Bank a.d. (XBLB:ZPKB-R-A) has a current Net Loan of BAM869.34 Mil. The current Net Loan is BAM869.34 Mil. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Atos Bank a.d. (XBLB:ZPKB-R-A), the current Net Loan is BAM869.34 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Atos Bank a.d. Business Description

Address Jevrejska 71 Street, Banja Luka, BIH, 78000
Atos Bank a.d. operates in the finance and banking sector. It offers various banking services including accounts and payments, package accounts, savings, and cards. The bank also offers online banking, mobile banking, and automated teller machine (ATM) services.