Atos Bank a.d. (XBLB:ZPKB-R-A) Interest Expense: BAM-9.26 Mil (TTM As of Dec. 2025)


What is Atos Bank a.d. Interest Expense?

Atos Bank a.d. XBLB:ZPKB-R-A Interest Expense is BAM-9.26 Mil as of Dec. 2025.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Atos Bank a.d.'s interest expense for the six months ended in Dec. 2025 was BAM -4.41 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was BAM-9.26 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Atos Bank a.d.'s Operating Income for the six months ended in Dec. 2025 was BAM Mil. Atos Bank a.d.'s Interest Expense for the six months ended in Dec. 2025 was BAM Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Atos Bank a.d. Interest Expense Historical Data

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The historical data trend for Atos Bank a.d.'s Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atos Bank a.d. Interest Expense Chart

Atos Bank a.d. Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.85 -5.16 -6.65 -9.92 -9.26

Atos Bank a.d. Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.79 -4.88 -5.04 -4.85 -4.41

Atos Bank a.d. Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was BAM-9.26 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of BAM-9.26 Mil mean?
Atos Bank a.d. (XBLB:ZPKB-R-A) has a Interest Expense of BAM-9.26 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Atos Bank a.d. and its competitors.
Is Atos Bank a.d.'s Interest Expense too high?
Atos Bank a.d.'s current Interest Expense is BAM-9.26 Mil.
How does Atos Bank a.d.'s Interest Expense compare to LCHTF?
Atos Bank a.d.'s Interest Expense of BAM-9.26 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Atos Bank a.d. and its competitors. Atos Bank a.d.'s current Interest Expense is BAM-9.26 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atos Bank a.d. stock overvalued right now?
Atos Bank a.d. (XBLB:ZPKB-R-A) has a current Interest Expense of BAM-9.26 Mil. The current Interest Expense is BAM-9.26 Mil. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Atos Bank a.d. (XBLB:ZPKB-R-A), the current Interest Expense is BAM-9.26 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Atos Bank a.d. Business Description

Address Jevrejska 71 Street, Banja Luka, BIH, 78000
Atos Bank a.d. operates in the finance and banking sector. It offers various banking services including accounts and payments, package accounts, savings, and cards. The bank also offers online banking, mobile banking, and automated teller machine (ATM) services.