Atos Bank a.d. (XBLB:ZPKB-R-A) Net Interest Income: BAM48.04 Mil (TTM As of Dec. 2025)


What is Atos Bank a.d. Net Interest Income?

Atos Bank a.d. XBLB:ZPKB-R-A Net Interest Income is BAM48.04 Mil as of Dec. 2025.

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors. Atos Bank a.d.'s net interest income for the six months ended in Dec. 2025 was BAM24.57 Mil. Its net interest income for the trailing twelve months (TTM) ended in Dec. 2025 was BAM48.04 Mil.

Atos Bank a.d. Net Interest Income Related Terms

Atos Bank a.d. Net Interest Income Historical Data

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The historical data trend for Atos Bank a.d.'s Net Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atos Bank a.d. Net Interest Income Chart

Atos Bank a.d. Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 32.50 32.01 44.96 47.72 48.04

Atos Bank a.d. Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.05 23.72 24.00 23.47 24.57

Atos Bank a.d. Net Interest Income Calculation

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors.

Net Interest Income for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was BAM48.04 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Interest Income →
What does a Net Interest Income of BAM48.04 Mil mean?
Atos Bank a.d. (XBLB:ZPKB-R-A) has a Net Interest Income of BAM48.04 Mil as of Dec. 2025.
Is Atos Bank a.d.'s Net Interest Income too high?
Atos Bank a.d.'s current Net Interest Income is BAM48.04 Mil.
How does Atos Bank a.d.'s Net Interest Income compare to LCHTF?
Atos Bank a.d.'s Net Interest Income of BAM48.04 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Income for a Banks company?
A good Net Interest Income depends on the Banks industry context. However, Net Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Income mean?
A high Net Interest Income can signal that a stock is expensive relative to its fundamentals. Atos Bank a.d.'s current Net Interest Income is BAM48.04 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atos Bank a.d. stock overvalued right now?
Atos Bank a.d. (XBLB:ZPKB-R-A) has a current Net Interest Income of BAM48.04 Mil. The current Net Interest Income is BAM48.04 Mil. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Income calculated?
Net Interest Income is calculated from a company's financial statements. For Atos Bank a.d. (XBLB:ZPKB-R-A), the current Net Interest Income is BAM48.04 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Atos Bank a.d. Business Description

Address Jevrejska 71 Street, Banja Luka, BIH, 78000
Atos Bank a.d. operates in the finance and banking sector. It offers various banking services including accounts and payments, package accounts, savings, and cards. The bank also offers online banking, mobile banking, and automated teller machine (ATM) services.