Atos Bank a.d. (XBLB:ZPKB-R-A) OCF Margin %: 198.23% (As of Dec. 2025)

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What is Atos Bank a.d. OCF Margin %?

Atos Bank a.d. XBLB:ZPKB-R-A OCF Margin % is 198.23% as of Dec. 2025.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Atos Bank a.d.'s Cash Flow from Operations for the six months ended in Dec. 2025 was BAM74.68 Mil. Atos Bank a.d.'s Revenue for the six months ended in Dec. 2025 was BAM37.67 Mil. Therefore, Atos Bank a.d.'s OCF Margin % for the quarter that ended in Dec. 2025 was 198.23%.

As of today, Atos Bank a.d.'s current OCF Yield % is 0.00%.

The historical rank and industry rank for Atos Bank a.d.'s OCF Margin % or its related term are showing as below:


XBLB:ZPKB-R-A's OCF Margin % is not ranked *
in the Banks industry.
Industry Median: 29.53
* Ranked among companies with meaningful OCF Margin % only.

Atos Bank a.d. OCF Margin % Related Terms

Atos Bank a.d. OCF Margin % Historical Data

* Premium members only.

The historical data trend for Atos Bank a.d.'s OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atos Bank a.d. OCF Margin % Chart

Atos Bank a.d. Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 203.45 -13.96 -92.12 -36.10 153.02

Atos Bank a.d. Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -63.42 -211.72 115.82 107.31 198.23

Atos Bank a.d. OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Atos Bank a.d.'s OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=114.654/74.926
=153.02 %

Atos Bank a.d.'s OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=74.678/37.673
=198.23 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 198.23% mean?
Atos Bank a.d. (XBLB:ZPKB-R-A) has a OCF Margin % of 198.23% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Atos Bank a.d. and its competitors.
Is Atos Bank a.d.'s OCF Margin % too high?
Atos Bank a.d.'s current OCF Margin % is 198.23%. The Banks industry median OCF Margin % is 29.53. Atos Bank a.d.'s value of 198.23% is 571.3% above this industry median.
How does Atos Bank a.d.'s OCF Margin % compare to LCHTF?
Atos Bank a.d.'s OCF Margin % of 198.23% can be compared against companies in the Banks industry. The industry median OCF Margin % is 29.53. Atos Bank a.d.'s value of 198.23% is 571.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.53, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Atos Bank a.d.'s current OCF Margin % of 198.23% is 571.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Atos Bank a.d. and its competitors. For the Banks industry, the median OCF Margin % is 29.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Atos Bank a.d.'s current OCF Margin % is 198.23%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atos Bank a.d. stock overvalued right now?
Atos Bank a.d. (XBLB:ZPKB-R-A) has a current OCF Margin % of 198.23%. The current OCF Margin % is 198.23% and 571.3% above the Banks industry median of 29.53. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Atos Bank a.d. (XBLB:ZPKB-R-A), the current OCF Margin % is 198.23% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Atos Bank a.d. Business Description

Address Jevrejska 71 Street, Banja Luka, BIH, 78000
Atos Bank a.d. operates in the finance and banking sector. It offers various banking services including accounts and payments, package accounts, savings, and cards. The bank also offers online banking, mobile banking, and automated teller machine (ATM) services.