Atos Bank a.d. (XBLB:ZPKB-R-A) Net Interest Income (for Banks): BAM48.04 Mil (As of Dec. 2025)

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What is Atos Bank a.d. Net Interest Income (for Banks)?

Atos Bank a.d. XBLB:ZPKB-R-A Net Interest Income (for Banks) is BAM48.04 Mil as of Dec. 2025.

Net interest income is the income earned by banks from the fund they have on their balance sheet. Atos Bank a.d.'s net interest income for the six months ended in Dec. 2025 was BAM24.57 Mil. Its net interest income for the trailing twelve months (TTM) ended in Dec. 2025 was BAM48.04 Mil.

Atos Bank a.d.'s quarterly net interest income declined from Dec. 2024 (BAM24.00 Mil) to Jun. 2025 (BAM23.47 Mil) but then increased from Jun. 2025 (BAM23.47 Mil) to Dec. 2025 (BAM24.57 Mil).

Atos Bank a.d.'s annual net interest income increased from Dec. 2023 (BAM44.96 Mil) to Dec. 2024 (BAM47.72 Mil) and increased from Dec. 2024 (BAM47.72 Mil) to Dec. 2025 (BAM48.04 Mil).

Atos Bank a.d. Net Interest Income (for Banks) Historical Data

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The historical data trend for Atos Bank a.d.'s Net Interest Income (for Banks) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atos Bank a.d. Net Interest Income (for Banks) Chart

Atos Bank a.d. Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Interest Income (for Banks)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 32.50 32.01 44.96 47.72 48.04

Atos Bank a.d. Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Interest Income (for Banks) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.05 23.72 24.00 23.47 24.57

Atos Bank a.d. Net Interest Income (for Banks) Calculation

Income earned by banks from the fund they have on their balance sheet. These funds can be from customers' deposit, bank's own equity or borrowed.

Net Interest Income (for Banks) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was BAM48.04 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Net Interest Income (for Banks) of BAM48.04 Mil mean?
Atos Bank a.d. (XBLB:ZPKB-R-A) has a Net Interest Income (for Banks) of BAM48.04 Mil as of Dec. 2025. Net Interest Income is the total income a bank earns from balance sheet funds. View historical data on Atos Bank a.d. and its competitors.
Is Atos Bank a.d.'s Net Interest Income (for Banks) too high?
Atos Bank a.d.'s current Net Interest Income (for Banks) is BAM48.04 Mil.
How does Atos Bank a.d.'s Net Interest Income (for Banks) compare to LCHTF?
Atos Bank a.d.'s Net Interest Income (for Banks) of BAM48.04 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Income (for Banks) for a Banks company?
A good Net Interest Income (for Banks) depends on the Banks industry context. However, Net Interest Income (for Banks) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Income (for Banks) mean?
A high Net Interest Income (for Banks) can signal that a stock is expensive relative to its fundamentals. Net Interest Income is the total income a bank earns from balance sheet funds. View historical data on Atos Bank a.d. and its competitors. Atos Bank a.d.'s current Net Interest Income (for Banks) is BAM48.04 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atos Bank a.d. stock overvalued right now?
Atos Bank a.d. (XBLB:ZPKB-R-A) has a current Net Interest Income (for Banks) of BAM48.04 Mil. The current Net Interest Income (for Banks) is BAM48.04 Mil. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Income (for Banks) calculated?
Net Interest Income (for Banks) is calculated from a company's financial statements. For Atos Bank a.d. (XBLB:ZPKB-R-A), the current Net Interest Income (for Banks) is BAM48.04 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Atos Bank a.d. Business Description

Address Jevrejska 71 Street, Banja Luka, BIH, 78000
Atos Bank a.d. operates in the finance and banking sector. It offers various banking services including accounts and payments, package accounts, savings, and cards. The bank also offers online banking, mobile banking, and automated teller machine (ATM) services.