Atos Bank a.d. (XBLB:ZPKB-R-A) Pre-Tax Income: BAM37.94 Mil (TTM As of Dec. 2025)


What is Atos Bank a.d. Pre-Tax Income?

Atos Bank a.d. XBLB:ZPKB-R-A Pre-Tax Income is BAM37.94 Mil as of Dec. 2025.

Pretax income is the income that a company earns before paying income taxes. Atos Bank a.d.'s pretax income for the six months ended in Dec. 2025 was BAM19.55 Mil. Its pretax income for the trailing twelve months (TTM) ended in Dec. 2025 was BAM37.94 Mil. Atos Bank a.d.'s pretax margin was 51.90%.

Atos Bank a.d.  (XBLB:ZPKB-R-A) Pre-Tax Income Explanation

Atos Bank a.d.'s Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pretax Income/Revenue
=19.551/37.673
=51.90%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atos Bank a.d. Pre-Tax Income Related Terms

Atos Bank a.d. Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Atos Bank a.d.'s Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atos Bank a.d. Pre-Tax Income Chart

Atos Bank a.d. Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.62 10.99 27.28 36.92 37.94

Atos Bank a.d. Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.97 20.00 16.92 18.38 19.55

XBLB:ZPKB-R-A vs LCHTF: Pre-Tax Income Comparison

For the Banks - Regional subindustry, Atos Bank a.d.'s Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Atos Bank a.d. Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Atos Bank a.d.'s Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Atos Bank a.d.'s Pre-Tax Income falls into.


Atos Bank a.d. Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Atos Bank a.d.'s Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+37.935
=37.94

Atos Bank a.d.'s Pretax Income for the quarter that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+19.551
=19.55

Pre-Tax Income for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was BAM37.94 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of BAM37.94 Mil mean?
Atos Bank a.d. (XBLB:ZPKB-R-A) has a Pre-Tax Income of BAM37.94 Mil as of Dec. 2025. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Atos Bank a.d. and its competitors.
Is Atos Bank a.d.'s Pre-Tax Income too high?
Atos Bank a.d.'s current Pre-Tax Income is BAM37.94 Mil.
How does Atos Bank a.d.'s Pre-Tax Income compare to LCHTF?
Atos Bank a.d.'s Pre-Tax Income of BAM37.94 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Atos Bank a.d. and its competitors. Atos Bank a.d.'s current Pre-Tax Income is BAM37.94 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atos Bank a.d. stock overvalued right now?
Atos Bank a.d. (XBLB:ZPKB-R-A) has a current Pre-Tax Income of BAM37.94 Mil. The current Pre-Tax Income is BAM37.94 Mil. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Atos Bank a.d. (XBLB:ZPKB-R-A), the current Pre-Tax Income is BAM37.94 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Atos Bank a.d. Business Description

Address Jevrejska 71 Street, Banja Luka, BIH, 78000
Atos Bank a.d. operates in the finance and banking sector. It offers various banking services including accounts and payments, package accounts, savings, and cards. The bank also offers online banking, mobile banking, and automated teller machine (ATM) services.