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Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Time Finance's accounts receivables for the quarter that ended in Nov. 2025 was £124.08 Mil.
Accounts receivable can be measured by Days Sales Outstanding.
Time Finance's Days Sales Outstanding for the quarter that ended in Nov. 2025 was 1,203.46.
In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Time Finance's Net-Net Working Capital per share for the quarter that ended in Nov. 2025 was £-0.80.
1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.
Time Finance's Days Sales Outstanding for the quarter that ended in Nov. 2025 is calculated as:
2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Time Finance's accounts receivable are only considered to be worth 75% of book value:
Time Finance's Net-Net Working Capital Per Share for the quarter that ended in Nov. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.
If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.
Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.
Time Finance Accounts Receivable Related Terms
Time Finance Accounts Receivable Historical Data
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The historical data trend for Time Finance's Accounts Receivable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Accounts Receivable of £124.08 Mil mean?
Time Finance (LSE:TIME) has a Accounts Receivable of £124.08 Mil as of Nov. 2025. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Time Finance and its competitors.
Is Time Finance's Accounts Receivable too high?
Time Finance's current Accounts Receivable is £124.08 Mil. Overall, Time Finance has a GF Score™ of 42/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Time Finance's Accounts Receivable compare to V and MA?
Time Finance's Accounts Receivable of £124.08 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Credit Services company?
A good Accounts Receivable depends on the Credit Services industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Time Finance and its competitors. Time Finance's current Accounts Receivable is £124.08 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Time Finance stock overvalued right now?
Based on GuruFocus' analysis, Time Finance (LSE:TIME) is currently considered Fairly Valued. The stock's GF Value™ is £0.54, compared to a current price of £0.58 — trading 6.5% above its estimated fair value. The current Accounts Receivable is £124.08 Mil. Time Finance's overall GF Score™ is 42/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For Time Finance (LSE:TIME), the current Accounts Receivable is £124.08 Mil as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Time Finance (LSE:TIME) Overvalued in 2026?
Based on GuruFocus' analysis, Time Finance stock appears to be overvalued.
The current stock price of £0.58 is trading 6.5% above its estimated GF Value™ of £0.54.
GuruFocus considers Time Finance to be Fairly Valued.
Key valuation signals for LSE:TIME:
Accounts Receivable: £124.08 Mil
GF Value™: £0.54 vs. price of £0.58 (6.5% above fair value)
No single metric tells the full story. See the LSE:TIME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Time Finance PLC is a part of the financial services domain in the United Kingdom. The company's principal business involves the provision of financial services to SMEs (small and medium-sized enterprises) in the United Kingdom. The company operates in Asset Finance and Invoice Finance. It generates maximum of the maximum revenue from the Asset Finance division.
42GF Score
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Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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