Time Finance (LSE:TIME) Payments of Debt: £-0.99 Mil (TTM As of Nov. 2025)


LSE:TIME Time Finance PLC LSE:TIME
49 GF Score
Price £0.51
GF Value £0.54
Valuation Fairly Valued
! 3 Warning Signs
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What is Time Finance Payments of Debt?

Time Finance LSE:TIME -0.98% 49 Payments of Debt is £-0.99 Mil as of Nov. 2025. GuruFocus rates LSE:TIME with a GF Score™ of 49/100 and a GF Value™ of £0.54 (Fairly Valued). The stock has 3 warning signs investors should review.

Time Finance's Payments of Debt for the six months ended in Nov. 2025 was £-0.23 Mil.

Time Finance's Payments of Debt for the trailing twelve months (TTM) ended in Nov. 2025 was £-0.99 Mil.

Time Finance Payments of Debt Related Terms

Time Finance Payments of Debt Historical Data

* Premium members only.

The historical data trend for Time Finance's Payments of Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Time Finance Payments of Debt Chart

Time Finance Annual Data
Trend May16 May17 May18 May19 May20 May21 May22 May23 May24 May25
Payments of Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.48 -0.77 -1.28 -1.63 -1.28

Time Finance Semi-Annual Data
May16 Nov16 May17 Nov17 May18 Nov18 May19 Nov19 May20 Nov20 May21 Nov21 May22 Nov22 May23 Nov23 May24 Nov24 May25 Nov25
Payments of Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.11 -0.51 -0.51 -0.76 -0.23
LSE:TIME
49GF Score
Time Finance PLC LSE:TIME
Payments of Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Time Finance Payments of Debt Calculation

Payments of Debt represents all the cash outflow from debt, including both long-term debt and short-term debt.

Payments of Debt for the trailing twelve months (TTM) ended in Nov. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was £-0.99 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Payments of Debt →
What does a Payments of Debt of £-0.99 Mil mean?
Time Finance (LSE:TIME) has a Payments of Debt of £-0.99 Mil as of Nov. 2025. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on Time Finance and its competitors.
Is Time Finance's Payments of Debt too high?
Time Finance's current Payments of Debt is £-0.99 Mil. Overall, Time Finance has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Time Finance's Payments of Debt compare to V and MA?
Time Finance's Payments of Debt of £-0.99 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Payments of Debt for a Credit Services company?
A good Payments of Debt depends on the Credit Services industry context. However, Payments of Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Payments of Debt mean?
A high Payments of Debt can signal that a stock is expensive relative to its fundamentals. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on Time Finance and its competitors. Time Finance's current Payments of Debt is £-0.99 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Time Finance stock overvalued right now?
Based on GuruFocus' analysis, Time Finance (LSE:TIME) is currently considered Fairly Valued. The stock's GF Value™ is £0.54, compared to a current price of £0.51 — trading 6.5% below its estimated fair value. The current Payments of Debt is £-0.99 Mil. Time Finance's overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Payments of Debt calculated?
Payments of Debt is calculated from a company's financial statements. For Time Finance (LSE:TIME), the current Payments of Debt is £-0.99 Mil as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Time Finance (LSE:TIME) Overvalued in 2026?

Based on GuruFocus' analysis, Time Finance stock appears to be undervalued. The current stock price of £0.51 is trading 6.5% below its estimated GF Value™ of £0.54. GuruFocus considers Time Finance to be Fairly Valued.

Key valuation signals for LSE:TIME:

  • Payments of Debt: £-0.99 Mil
  • GF Value™: £0.54 vs. price of £0.51 (6.5% below fair value)
  • GF Score™: 49/100 with 3 warning signs

No single metric tells the full story. See the LSE:TIME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Time Finance Business Description

Other Exchanges B5D1:Germany
Address The Square, Lower Bristol Road, St James House, Bath, GBR, BA2 3BH
Time Finance PLC is a part of the financial services domain in the United Kingdom. The company's principal business involves the provision of financial services to SMEs (small and medium-sized enterprises) in the United Kingdom. The company operates in Asset Finance and Invoice Finance. It generates maximum of the maximum revenue from the Asset Finance division.
49GF Score

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Payments of Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.51
Price
£0.54
GF Value