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Time Finance's gross profit for the
six
months ended in Nov. 2025 was £11.08 Mil. Time Finance's gross profit for the trailing twelve months (TTM) ended in Nov. 2025 was £22.20 Mil.
Gross Margin % is calculated as gross profit divided by its revenue. Time Finance's gross profit for the
six
months ended in Nov. 2025 was £11.08 Mil. Time Finance's Revenue for the
six
months ended in Nov. 2025 was £18.82 Mil. Therefore, Time Finance's Gross Margin % for the quarter that ended in Nov. 2025 was 58.88%.
Time Finance had a gross margin of 58.88% for the quarter that ended in Nov. 2025 => Durable competitive advantage
During the past 13 years, the highestGross Margin % of Time Finance was 67.72%. The lowest was 54.17%. And the median was 62.35%.
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Time Finance had a gross margin of 58.88% for the quarter that ended in Nov. 2025 => Durable competitive advantage
Time Finance Gross Profit Related Terms
Time Finance Gross Profit Historical Data
* Premium members only.
The historical data trend for Time Finance's Gross Profit can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Time Finance's Gross Profit, along with its competitors' market caps and Gross Profit data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Time Finance Gross Profit vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Time Finance's Gross Profit distribution charts can be found below:
* The bar in red indicates where Time Finance's Gross Profit falls into.
Gross Profit for the trailing twelve months (TTM) ended in Nov. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was £22.20 Mil.
Gross Profit is the numerator in the calculation of Gross Margin.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Time Finance (LSE:TIME) has a Gross Profit of £22.20 Mil as of Nov. 2025. Gross Profit equals net sales less total cost of goods sold. View historical data on Time Finance and its competitors.
Is Time Finance's Gross Profit too high?
Time Finance's current Gross Profit is £22.20 Mil. Overall, Time Finance has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Time Finance's Gross Profit compare to V and MA?
Time Finance's Gross Profit of £22.20 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Profit for a Credit Services company?
A good Gross Profit depends on the Credit Services industry context. However, Gross Profit should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Profit mean?
A high Gross Profit can signal that a stock is expensive relative to its fundamentals. Gross Profit equals net sales less total cost of goods sold. View historical data on Time Finance and its competitors. Time Finance's current Gross Profit is £22.20 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Time Finance stock overvalued right now?
Based on GuruFocus' analysis, Time Finance (LSE:TIME) is currently considered Fairly Valued. The stock's GF Value™ is £0.54, compared to a current price of £0.58 — trading 6.5% above its estimated fair value. The current Gross Profit is £22.20 Mil. Time Finance's overall GF Score™ is 48/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Profit calculated?
Gross Profit is calculated from a company's financial statements. For Time Finance (LSE:TIME), the current Gross Profit is £22.20 Mil as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Time Finance (LSE:TIME) Overvalued in 2026?
Based on GuruFocus' analysis, Time Finance stock appears to be overvalued.
The current stock price of £0.58 is trading 6.5% above its estimated GF Value™ of £0.54.
GuruFocus considers Time Finance to be Fairly Valued.
Key valuation signals for LSE:TIME:
Gross Profit: £22.20 Mil
GF Value™: £0.54 vs. price of £0.58 (6.5% above fair value)
No single metric tells the full story. See the LSE:TIME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Time Finance PLC is a part of the financial services domain in the United Kingdom. The company's principal business involves the provision of financial services to SMEs (small and medium-sized enterprises) in the United Kingdom. The company operates in Asset Finance and Invoice Finance. It generates maximum of the maximum revenue from the Asset Finance division.
48GF Score
Get the complete analysis for LSE:TIME
Gross Profit is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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