Time FinanceLSE:TIME -2.02%49 Dividend Payout Ratio is 0.00 as of Nov. 2025. GuruFocus rates LSE:TIME with a GF Score™ of 49/100 and a GF Value™ of £0.54 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 194 Credit Services companies, Time Finance ranks worse than 515463.4% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Time Finance's Dividend Payout Ratio for the
months ended in Nov. 2025 was 0.00.
The historical rank and industry rank for Time Finance's Dividend Payout Ratio or its related term are showing as below:
During the past 13 years, the highest Dividend Payout Ratio of Time Finance was 0.25. The lowest was 0.07. And the median was 0.08.
LSE:TIME's Dividend Payout Ratio is not ranked *
in the Credit Services industry.
Industry Median: 0.32 * Ranked among companies with meaningful Dividend Payout Ratio only.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Time Finance was 31.00% per year. The lowest was 6.30% per year. And the median was 18.65% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Time Finance (LSE:TIME) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Time Finance Dividend Payout Ratio Related Terms
Time Finance Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Time Finance's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:TIME vs V, MA, AXP: Dividend Payout Ratio Comparison
For the Credit Services subindustry, Time Finance's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Time Finance Dividend Payout Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Time Finance's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Time Finance's Dividend Payout Ratio falls into.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Time Finance's Dividend Payout Ratio for the fiscal year that ended in May. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Time Finance (LSE:TIME) has a Dividend Payout Ratio of 0.00 as of Nov. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Time Finance and its competitors. Over the past decade, Time Finance's Dividend Payout Ratio has ranged from 0.07 to 0.25. According to the industry distribution chart, Time Finance ranks #999999 out of 194 companies in the Credit Services industry.
Is Time Finance's Dividend Payout Ratio too high?
Time Finance's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.25. Based on the distribution chart, Time Finance ranks #999999 out of 194 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Time Finance has a GF Score™ of 49/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Time Finance's Dividend Payout Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Time Finance ranks #999999 out of 194 companies for Dividend Payout Ratio. This places Time Finance in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, Time Finance's own Dividend Payout Ratio has ranged from 0.07 to 0.25 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Credit Services company?
The median Dividend Payout Ratio among Credit Services companies is 0.32, based on 194 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Time Finance and its competitors. For the Credit Services industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Time Finance's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Time Finance stock overvalued right now?
Based on GuruFocus' analysis, Time Finance (LSE:TIME) is currently considered Modestly Undervalued. The stock's GF Value™ is £0.54, compared to a current price of £0.49 — trading 10.2% below its estimated fair value. The current Dividend Payout Ratio is 0.00. Time Finance's overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Time Finance (LSE:TIME), the current Dividend Payout Ratio is 0.00 as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Time Finance (LSE:TIME) Overvalued in 2026?
Based on GuruFocus' analysis, Time Finance stock appears to be undervalued.
The current stock price of £0.49 is trading 10.2% below its estimated GF Value™ of £0.54.
GuruFocus considers Time Finance to be Modestly Undervalued.
Key valuation signals for LSE:TIME:
Dividend Payout Ratio: 0.00
GF Value™: £0.54 vs. price of £0.49 (10.2% below fair value)
No single metric tells the full story. See the LSE:TIME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Time Finance PLC is a part of the financial services domain in the United Kingdom. The company's principal business involves the provision of financial services to SMEs (small and medium-sized enterprises) in the United Kingdom. The company operates in Asset Finance and Invoice Finance. It generates maximum of the maximum revenue from the Asset Finance division.
49GF Score
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