Time Finance (LSE:TIME) Days Inventory: 0.00 (As of Nov. 2025)


LSE:TIME Time Finance PLC LSE:TIME
49 GF Score
Price £0.48
GF Value £0.54
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Time Finance Days Inventory?

Time Finance LSE:TIME +1.05% 49 Days Inventory is 0.00 as of Nov. 2025. GuruFocus rates LSE:TIME with a GF Score™ of 49/100 and a GF Value™ of £0.54 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 99 Credit Services companies, Time Finance ranks worse than 1010100% on this metric.

Days Inventory is also known as Days Sales of Inventory (DSI). Time Finance's Average Total Inventories for the six months ended in Nov. 2025 was £0.00 Mil. Time Finance's Cost of Goods Sold for the six months ended in Nov. 2025 was £7.74 Mil. Hence, Time Finance's Days Inventory for the six months ended in Nov. 2025 was 0.00.

The historical rank and industry rank for Time Finance's Days Inventory or its related term are showing as below:

During the past 13 years, Time Finance's highest Days Inventory was 12.97. The lowest was 6.47. And the median was 7.81.

LSE:TIME's Days Inventory is not ranked *
in the Credit Services industry.
Industry Median: 52.28
* Ranked among companies with meaningful Days Inventory only.

Time Finance's Days Inventory stayed the same from Nov. 2024 (0.00) to Nov. 2025 (0.00).

Inventory Turnover measures how fast the company turns over its inventory within a year.

Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue. Time Finance's Inventory-to-Revenue for the six months ended in Nov. 2025 was 0.00.


Time Finance  (LSE:TIME) Days Inventory Explanation

Days Inventory indicates the liquidity of the inventory. Generally, a lower Days Inventory is preferred as it indicates a shorter duration to clear off the inventory. An increase of the ratio may indicate the company's sales slowed. Similar ratios related to Days Inventory are:

1. Inventory Turnover measures how fast the company turns over its inventory within a year.

Time Finance's Inventory Turnover for the six months ended in Nov. 2025 is calculated as

2. Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.

Time Finance's Inventory to Revenue for the six months ended in Nov. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

A lot of business are seasonable. It makes more sense to compare Days Inventory from the same period in the previous year instead of from the previous quarter.


Time Finance Days Inventory Related Terms


Time Finance Days Inventory Historical Data

* Premium members only.

The historical data trend for Time Finance's Days Inventory can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Time Finance Days Inventory Chart

Time Finance Annual Data
Trend May16 May17 May18 May19 May20 May21 May22 May23 May24 May25
Days Inventory
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Time Finance Semi-Annual Data
May16 Nov16 May17 Nov17 May18 Nov18 May19 Nov19 May20 Nov20 May21 Nov21 May22 Nov22 May23 Nov23 May24 Nov24 May25 Nov25
Days Inventory Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

LSE:TIME vs V, MA, AXP: Days Inventory Comparison

For the Credit Services subindustry, Time Finance's Days Inventory, along with its competitors' market caps and Days Inventory data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Time Finance Days Inventory vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Time Finance's Days Inventory distribution charts can be found below:

* The bar in red indicates where Time Finance's Days Inventory falls into.


LSE:TIME
49GF Score
Time Finance PLC LSE:TIME
Days Inventory is just one metric. See GF Score™, valuation, warning signs, and more.
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Time Finance Days Inventory Calculation

Days Inventory indicates the number of days of goods in sales that a company has in the inventory.

Time Finance's Days Inventory for the fiscal year that ended in May. 2025 is calculated as

Days Inventory (A: May. 2025 )
=Average Total Inventories / Cost of Goods Sold*Days in Period
=( (Total Inventories (A: May. 2024 ) + Total Inventories (A: May. 2025 )) / count ) / Cost of Goods Sold (A: May. 2025 )*Days in Period
=( (0 + 0) / 1 ) / 15.441*365
=0 / 15.441*365
=0.00

Time Finance's Days Inventory for the quarter that ended in Nov. 2025 is calculated as:

Days Inventory (Q: Nov. 2025 )
=Average Total Inventories / Cost of Goods Sold*Days in Period
=( (Total Inventories (Q: May. 2025 ) + Total Inventories (Q: Nov. 2025 )) / count ) / Cost of Goods Sold (Q: Nov. 2025 )*Days in Period
=( (0 + 0) / 1 ) / 7.737*365 / 2
=0 / 7.737*365 / 2
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Inventory →
What does a Days Inventory of 0.00 mean?
Time Finance (LSE:TIME) has a Days Inventory of 0.00 as of Nov. 2025. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on Time Finance and its competitors. Over the past decade, Time Finance's Days Inventory has ranged from 6.47 to 12.97. According to the industry distribution chart, Time Finance ranks #999999 out of 99 companies in the Credit Services industry.
Is Time Finance's Days Inventory too high?
Time Finance's current Days Inventory is 0.00. Over the past 10 years, this metric has ranged from a low of 6.47 to a high of 12.97. Based on the distribution chart, Time Finance ranks #999999 out of 99 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Time Finance has a GF Score™ of 49/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Time Finance's Days Inventory compare to V and MA?
According to the Credit Services industry distribution chart, Time Finance ranks #999999 out of 99 companies for Days Inventory. This places Time Finance in the lower half of its industry. The industry median Days Inventory is 52.28. Historically, Time Finance's own Days Inventory has ranged from 6.47 to 12.97 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Inventory for a Credit Services company?
The median Days Inventory among Credit Services companies is 52.28, based on 99 companies in the industry. Companies in the top quartile (top 25%) have a Days Inventory significantly above this median, while those in the bottom quartile fall well below. However, Days Inventory should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Inventory mean?
A high Days Inventory can signal that a stock is expensive relative to its fundamentals. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on Time Finance and its competitors. For the Credit Services industry, the median Days Inventory is 52.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Time Finance's current Days Inventory is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Time Finance stock overvalued right now?
Based on GuruFocus' analysis, Time Finance (LSE:TIME) is currently considered Modestly Undervalued. The stock's GF Value™ is £0.54, compared to a current price of £0.48 — trading 11.1% below its estimated fair value. The current Days Inventory is 0.00. Time Finance's overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Inventory calculated?
Days Inventory is calculated from a company's financial statements. For Time Finance (LSE:TIME), the current Days Inventory is 0.00 as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Time Finance (LSE:TIME) Overvalued in 2026?

Based on GuruFocus' analysis, Time Finance stock appears to be undervalued. The current stock price of £0.48 is trading 11.1% below its estimated GF Value™ of £0.54. GuruFocus considers Time Finance to be Modestly Undervalued.

Key valuation signals for LSE:TIME:

  • Days Inventory: 0.00
  • GF Value™: £0.54 vs. price of £0.48 (11.1% below fair value)
  • GF Score™: 49/100 with 3 warning signs

No single metric tells the full story. See the LSE:TIME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Time Finance Business Description

Other Exchanges B5D1:Germany
Address The Square, Lower Bristol Road, St James House, Bath, GBR, BA2 3BH
Time Finance PLC is a part of the financial services domain in the United Kingdom. The company's principal business involves the provision of financial services to SMEs (small and medium-sized enterprises) in the United Kingdom. The company operates in Asset Finance and Invoice Finance. It generates maximum of the maximum revenue from the Asset Finance division.
49GF Score

Get the complete analysis for LSE:TIME

Days Inventory is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.48
Price
£0.54
GF Value