Time Finance (LSE:TIME) Long-Term Debt: £0.00 Mil (As of Nov. 2025)


LSE:TIME Time Finance PLC LSE:TIME
49 GF Score
Price £0.51
GF Value £0.54
Valuation Fairly Valued
! 3 Warning Signs
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What is Time Finance Long-Term Debt?

Time Finance LSE:TIME +2.00% 49 Long-Term Debt is £0.00 Mil as of Nov. 2025. GuruFocus rates LSE:TIME with a GF Score™ of 49/100 and a GF Value™ of £0.54 (Fairly Valued). The stock has 3 warning signs investors should review.

Time Finance's Long-Term Debt for the quarter that ended in Nov. 2025 was £0.00 Mil.

Time Finance's quarterly Long-Term Debt declined from Nov. 2024 (£0.10 Mil) to May. 2025 (£0.00 Mil) but then stayed the same from May. 2025 (£0.00 Mil) to Nov. 2025 (£0.00 Mil).

Time Finance's annual Long-Term Debt declined from May. 2023 (£1.32 Mil) to May. 2024 (£0.29 Mil) and declined from May. 2024 (£0.29 Mil) to May. 2025 (£0.00 Mil).

Time Finance  (LSE:TIME) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Time Finance Long-Term Debt Related Terms

Time Finance Long-Term Debt Historical Data

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The historical data trend for Time Finance's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Time Finance Long-Term Debt Chart

Time Finance Annual Data
Trend May16 May17 May18 May19 May20 May21 May22 May23 May24 May25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.37 2.34 1.32 0.29 0.00

Time Finance Semi-Annual Data
May16 Nov16 May17 Nov17 May18 Nov18 May19 Nov19 May20 Nov20 May21 Nov21 May22 Nov22 May23 Nov23 May24 Nov24 May25 Nov25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.81 0.29 0.10 0.00 0.00
LSE:TIME
49GF Score
Time Finance PLC LSE:TIME
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of £0.00 Mil mean?
Time Finance (LSE:TIME) has a Long-Term Debt of £0.00 Mil as of Nov. 2025.
Is Time Finance's Long-Term Debt too high?
Time Finance's current Long-Term Debt is £0.00 Mil. Overall, Time Finance has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Time Finance's Long-Term Debt compare to V and MA?
Time Finance's Long-Term Debt of £0.00 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Credit Services company?
A good Long-Term Debt depends on the Credit Services industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Time Finance's current Long-Term Debt is £0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Time Finance stock overvalued right now?
Based on GuruFocus' analysis, Time Finance (LSE:TIME) is currently considered Fairly Valued. The stock's GF Value™ is £0.54, compared to a current price of £0.51 — trading 5.6% below its estimated fair value. The current Long-Term Debt is £0.00 Mil. Time Finance's overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Time Finance (LSE:TIME), the current Long-Term Debt is £0.00 Mil as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Time Finance (LSE:TIME) Overvalued in 2026?

Based on GuruFocus' analysis, Time Finance stock appears to be undervalued. The current stock price of £0.51 is trading 5.6% below its estimated GF Value™ of £0.54. GuruFocus considers Time Finance to be Fairly Valued.

Key valuation signals for LSE:TIME:

  • Long-Term Debt: £0.00 Mil
  • GF Value™: £0.54 vs. price of £0.51 (5.6% below fair value)
  • GF Score™: 49/100 with 3 warning signs

No single metric tells the full story. See the LSE:TIME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Time Finance Business Description

Other Exchanges B5D1:Germany
Address The Square, Lower Bristol Road, St James House, Bath, GBR, BA2 3BH
Time Finance PLC is a part of the financial services domain in the United Kingdom. The company's principal business involves the provision of financial services to SMEs (small and medium-sized enterprises) in the United Kingdom. The company operates in Asset Finance and Invoice Finance. It generates maximum of the maximum revenue from the Asset Finance division.
49GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.51
Price
£0.54
GF Value