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Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Prosperity Bancshares's accounts receivables for the quarter that ended in Mar. 2026 was $121 Mil.
Accounts receivable can be measured by Days Sales Outstanding.
Prosperity Bancshares's Days Sales Outstanding for the quarter that ended in Mar. 2026 was 31.48.
In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Prosperity Bancshares's Net-Net Working Capital per share for the quarter that ended in Mar. 2026 was $-331.40.
1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.
Prosperity Bancshares's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:
2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Prosperity Bancshares's accounts receivable are only considered to be worth 75% of book value:
Prosperity Bancshares's Net-Net Working Capital Per Share for the quarter that ended in Mar. 2026 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.
If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.
Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.
Prosperity Bancshares Accounts Receivable Related Terms
Prosperity Bancshares Accounts Receivable Historical Data
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The historical data trend for Prosperity Bancshares's Accounts Receivable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Prosperity Bancshares (PB) has a Accounts Receivable of $121 Mil as of Mar. 2026. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Prosperity Bancshares and its competitors.
Is Prosperity Bancshares' Accounts Receivable too high?
Prosperity Bancshares' current Accounts Receivable is $121 Mil. Overall, Prosperity Bancshares has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Prosperity Bancshares' Accounts Receivable compare to COLB and BOKF?
Prosperity Bancshares' Accounts Receivable of $121 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Banks company?
A good Accounts Receivable depends on the Banks industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Prosperity Bancshares and its competitors. Prosperity Bancshares's current Accounts Receivable is $121 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prosperity Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Prosperity Bancshares (PB) is currently considered Fairly Valued. The stock's GF Value™ is $82.01, compared to a current price of $74.82 — trading 8.8% below its estimated fair value. The current Accounts Receivable is $121 Mil. Prosperity Bancshares' overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For Prosperity Bancshares (PB), the current Accounts Receivable is $121 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Prosperity Bancshares (PB) Overvalued in 2026?
Based on GuruFocus' analysis, Prosperity Bancshares stock appears to be undervalued.
The current stock price of $74.82 is trading 8.8% below its estimated GF Value™ of $82.01.
GuruFocus considers Prosperity Bancshares to be Fairly Valued.
Key valuation signals for PB:
Accounts Receivable: $121 Mil
GF Value™: $82.01 vs. price of $74.82 (8.8% below fair value)
No single metric tells the full story. See the PB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Prosperity Bancshares Inc provides retail and commercial banking services to individuals and small to midsize businesses. It provides a wide array of financial products and services to businesses and consumers throughout Texas and Oklahoma. The bank provides Personal, Business, Mortgage, and Banking Services.
77GF Score
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