PB (Prosperity Bancshares) Dividend Payout Ratio: 0.40 (As of Mar. 2026) — 14% Above Median

What is Prosperity Bancshares Dividend Payout Ratio?

Prosperity Bancshares PB -3.37% 75 Dividend Payout Ratio is 0.40 as of Mar. 2026, which is 14% above its 10-year median of 0.35. GuruFocus rates PB with a GF Score™ of 75/100 and a GF Value™ of $79.87 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,169 Banks companies, Prosperity Bancshares ranks worse than 62.79% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Prosperity Bancshares's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.40.

The historical rank and industry rank for Prosperity Bancshares's Dividend Payout Ratio or its related term are showing as below:

PB' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.32 Med: 0.35 Max: 0.48
Current: 0.4

During the past 13 years, the highest Dividend Payout Ratio of Prosperity Bancshares was 0.48. The lowest was 0.32. And the median was 0.35.

PB's Dividend Payout Ratio is ranked worse than
62.79% of 1169 companies
in the Banks industry
Industry Median: 0.32 vs PB: 0.40

As of today (2026-07-04), the Dividend Yield % of Prosperity Bancshares is 3.36%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Prosperity Bancshares was 4.34%. The lowest was 1.65%. And the median was 2.77%.

Prosperity Bancshares's Dividends per Share for the months ended in Mar. 2026 was $0.60.

During the past 12 months, Prosperity Bancshares's average Dividends Per Share Growth Rate was 3.50% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 3.50% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 4.50% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 7.90% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Prosperity Bancshares was 98.30% per year. The lowest was 3.50% per year. And the median was 11.60% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Prosperity Bancshares (NYSE:PB) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Prosperity Bancshares Dividend Payout Ratio Related Terms

Prosperity Bancshares Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Prosperity Bancshares's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Prosperity Bancshares Dividend Payout Ratio Chart

Prosperity Bancshares Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Dividend Payout Ratio

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0.36

0.37

0.48

0.44

0.41

Prosperity Bancshares Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Dividend Payout Ratio	Get a 7-Day Free Trial															0.42	0.41	0.40	0.40	0.40

PB vs CBC, FNB, VLY: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Prosperity Bancshares's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Prosperity Bancshares Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Prosperity Bancshares's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Prosperity Bancshares's Dividend Payout Ratio falls into.

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75GF Score

Prosperity Bancshares Inc PB

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

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Prosperity Bancshares Dividend Payout Ratio Calculation

Prosperity Bancshares's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2025 )	/	EPS without NRI (A: Dec. 2025 )
	=	2.34	/	5.713
	=	0.41

Prosperity Bancshares's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Mar. 2026 )	/	EPS without NRI (Q: Mar. 2026 )
	=	0.6	/	1.5
	=	0.40

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 0.40 mean?

Prosperity Bancshares (PB) has a Dividend Payout Ratio of 0.40 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Prosperity Bancshares and its competitors. This is 14% above median its historical median of 0.35. Over the past decade, Prosperity Bancshares' Dividend Payout Ratio has ranged from 0.32 to 0.48. According to the industry distribution chart, Prosperity Bancshares ranks #734 out of 1169 companies in the Banks industry, placing it in the top 62.8%.

Is Prosperity Bancshares' Dividend Payout Ratio too high?

Prosperity Bancshares' current Dividend Payout Ratio of 0.40 is 14% above median its 10-year median of 0.35. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 0.48. The Banks industry median Dividend Payout Ratio is 0.32. Prosperity Bancshares' value of 0.40 is 25% above this industry median. Based on the distribution chart, Prosperity Bancshares ranks #734 out of 1169 companies in the Banks industry, which is below the industry midpoint. Overall, Prosperity Bancshares has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Prosperity Bancshares' Dividend Payout Ratio compare to CBC and FNB?

According to the Banks industry distribution chart, Prosperity Bancshares ranks #734 out of 1169 companies for Dividend Payout Ratio. This places Prosperity Bancshares in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Prosperity Bancshares' value of 0.40 is 25% above this benchmark. Historically, Prosperity Bancshares' own Dividend Payout Ratio has ranged from 0.32 to 0.48 over the past decade. While the company's 10-year median is 0.35 vs. the industry median of 0.32, Prosperity Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for a Banks company?

The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,169 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Prosperity Bancshares's current Dividend Payout Ratio of 0.40 is 25% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Prosperity Bancshares and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Prosperity Bancshares's current Dividend Payout Ratio is 0.40, which is 14% above median its own 10-year median of 0.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Prosperity Bancshares stock overvalued right now?

Based on GuruFocus' analysis, Prosperity Bancshares (PB) is currently considered Modestly Undervalued. The stock's GF Value™ is $79.87, compared to a current price of $70.90 — trading 11.2% below its estimated fair value. The current Dividend Payout Ratio is 0.40, which is 14% above median its 10-year median of 0.35 and 25% above the Banks industry median of 0.32. Prosperity Bancshares' overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For Prosperity Bancshares (PB), the current Dividend Payout Ratio is 0.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Prosperity Bancshares (PB) Overvalued in 2026?

Based on GuruFocus' analysis, Prosperity Bancshares stock appears to be undervalued. The current stock price of $70.90 is trading 11.2% below its estimated GF Value™ of $79.87. GuruFocus considers Prosperity Bancshares to be Modestly Undervalued.

Key valuation signals for PB:

Dividend Payout Ratio: 0.40 (14% above median its 10-year median of 0.35)
GF Value™: $79.87 vs. price of $70.90 (11.2% below fair value)
GF Score™: 75/100 with 2 warning signs
Industry Position: 25% above the Banks median (#734 of 1169)

No single metric tells the full story. See the PB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Prosperity Bancshares Business Description

Industry Financial Services Banks

Comparable Companies CBC FNB VLY GBCI CBSH BOKF FLG UBSI ABCB HWC SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Other Exchanges PPY:Germany

Address Prosperity Bank Plaza, 4295 San Felipe, Houston, TX, USA, 77027

Website https://www.prosperitybankusa.com

Prosperity Bancshares Inc provides retail and commercial banking services to individuals and small to midsize businesses. It provides a wide array of financial products and services to businesses and consumers throughout Texas and Oklahoma. The bank provides Personal, Business, Mortgage, and Banking Services.

75GF Score

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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$70.90

Price

$79.87

GF Value

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