PB (Prosperity Bancshares) Cyclically Adjusted FCF per Share: $6.62 (As of Jun. 2026)

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PB Prosperity Bancshares Inc PB
77 GF Score
Price $74.33
GF Value $80.72
Valuation Fairly Valued
! 2 Warning Signs
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What is Prosperity Bancshares Cyclically Adjusted FCF per Share?

Prosperity Bancshares PB -0.20% 77 Cyclically Adjusted FCF per Share is $6.62 as of Jun. 2026. GuruFocus rates PB with a GF Score™ of 77/100 and a GF Value™ of $80.72 (Fairly Valued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Prosperity Bancshares's adjusted free cash flow per share for the three months ended in Jun. 2026 was $1.566. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $6.62 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Prosperity Bancshares's average Cyclically Adjusted FCF Growth Rate was 2.60% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 2.10% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 4.40% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 5.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Prosperity Bancshares was 12.30% per year. The lowest was 2.10% per year. And the median was 7.00% per year.

As of today (2026-08-19), Prosperity Bancshares's current stock price is $74.33. Prosperity Bancshares's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was $6.62. Prosperity Bancshares's Cyclically Adjusted Price-to-FCF of today is 11.23.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Prosperity Bancshares was 18.81. The lowest was 7.80. And the median was 12.31.


Prosperity Bancshares  (NYSE:PB) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Prosperity Bancshares's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=74.33/6.62
=11.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Prosperity Bancshares was 18.81. The lowest was 7.80. And the median was 12.31.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Prosperity Bancshares Cyclically Adjusted FCF per Share Related Terms


Prosperity Bancshares Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Prosperity Bancshares's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Prosperity Bancshares Cyclically Adjusted FCF per Share Chart

Prosperity Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.75 6.14 6.39 6.40 6.53

Prosperity Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.45 6.53 6.53 6.52 6.62

PB vs COLB, BOKF, CBSH: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Prosperity Bancshares's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Prosperity Bancshares Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Prosperity Bancshares's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Prosperity Bancshares's Cyclically Adjusted Price-to-FCF falls into.


PB
77GF Score
Prosperity Bancshares Inc PB
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Prosperity Bancshares Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Prosperity Bancshares's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.566/333.9520*333.9520
=1.566

Current CPI (Jun. 2026) = 333.9520.

Prosperity Bancshares Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 1.796 241.428 2.484
201612 -0.274 241.432 -0.379
201703 2.063 243.801 2.826
201706 0.879 244.955 1.198
201709 1.948 246.819 2.636
201712 0.572 246.524 0.775
201803 1.067 249.554 1.428
201806 1.105 251.989 1.464
201809 0.918 252.439 1.214
201812 1.279 251.233 1.700
201903 1.860 254.202 2.444
201906 0.929 256.143 1.211
201909 2.010 256.759 2.614
201912 0.601 256.974 0.781
202003 2.157 258.115 2.791
202006 2.395 257.797 3.102
202009 0.581 260.280 0.745
202012 0.874 260.474 1.121
202103 2.399 264.877 3.025
202106 2.163 271.696 2.659
202109 1.953 274.310 2.378
202112 0.770 278.802 0.922
202203 2.305 287.504 2.677
202206 0.807 296.311 0.910
202209 2.042 296.808 2.298
202212 -0.095 296.797 -0.107
202303 1.859 301.836 2.057
202306 2.011 305.109 2.201
202309 2.481 307.789 2.692
202312 0.249 306.746 0.271
202403 1.923 312.332 2.056
202406 2.212 314.175 2.351
202409 2.837 315.301 3.005
202412 -2.211 315.605 -2.340
202503 1.796 319.799 1.875
202506 0.963 322.561 0.997
202509 1.953 324.800 2.008
202512 0.728 324.054 0.750
202603 1.784 330.213 1.804
202606 1.566 333.952 1.566

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $6.62 mean?
Prosperity Bancshares (PB) has a Cyclically Adjusted FCF per Share of $6.62 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Prosperity Bancshares and its competitors.
Is Prosperity Bancshares' Cyclically Adjusted FCF per Share too high?
Prosperity Bancshares' current Cyclically Adjusted FCF per Share is $6.62. Overall, Prosperity Bancshares has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Prosperity Bancshares' Cyclically Adjusted FCF per Share compare to COLB and BOKF?
Prosperity Bancshares' Cyclically Adjusted FCF per Share of $6.62 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Prosperity Bancshares and its competitors. Prosperity Bancshares's current Cyclically Adjusted FCF per Share is $6.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prosperity Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Prosperity Bancshares (PB) is currently considered Fairly Valued. The stock's GF Value™ is $80.72, compared to a current price of $74.33 — trading 7.9% below its estimated fair value. The current Cyclically Adjusted FCF per Share is $6.62. Prosperity Bancshares' overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Prosperity Bancshares (PB), the current Cyclically Adjusted FCF per Share is $6.62 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Prosperity Bancshares (PB) Overvalued in 2026?

Based on GuruFocus' analysis, Prosperity Bancshares stock appears to be undervalued. The current stock price of $74.33 is trading 7.9% below its estimated GF Value™ of $80.72. GuruFocus considers Prosperity Bancshares to be Fairly Valued.

Key valuation signals for PB:

  • Cyclically Adjusted FCF per Share: $6.62
  • GF Value™: $80.72 vs. price of $74.33 (7.9% below fair value)
  • GF Score™: 77/100 with 2 warning signs

No single metric tells the full story. See the PB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Prosperity Bancshares Business Description

Other Exchanges PPY:Germany
Address Prosperity Bank Plaza, 4295 San Felipe, Houston, TX, USA, 77027
Prosperity Bancshares Inc provides retail and commercial banking services to individuals and small to midsize businesses. It provides a wide array of financial products and services to businesses and consumers throughout Texas and Oklahoma. The bank provides Personal, Business, Mortgage, and Banking Services.
77GF Score

Get the complete analysis for PB

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$74.33
Price
$80.72
GF Value