PB (Prosperity Bancshares) Debt-to-Asset : 0.06 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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PB Prosperity Bancshares Inc PB
64 GF Score
Price $74.46
GF Value $80.27
Valuation Fairly Valued
! 2 Warning Signs
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What is Prosperity Bancshares Debt-to-Asset?

Prosperity Bancshares PB +1.11% 64 Debt-to-Asset is 0.06 as of Jun. 2026. GuruFocus rates PB with a GF Score™ of 64/100 and a GF Value™ of $80.27 (Fairly Valued). The stock has 2 warning signs investors should review.

Prosperity Bancshares's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0 Mil. Prosperity Bancshares's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $2,470 Mil. Prosperity Bancshares's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was $43,873 Mil. Prosperity Bancshares's debt to asset for the quarter that ended in Jun. 2026 was 0.06.


Prosperity Bancshares  (NYSE:PB) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Prosperity Bancshares Debt-to-Asset Related Terms


Prosperity Bancshares Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Prosperity Bancshares's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Prosperity Bancshares Debt-to-Asset Chart

Prosperity Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.05 0.00 0.08 0.05

Prosperity Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.08 0.06 0.05 0.05 0.06

PB vs COLB, BOKF, CBSH: Debt-to-Asset Comparison

For the Banks - Regional subindustry, Prosperity Bancshares's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Prosperity Bancshares Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Prosperity Bancshares's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Prosperity Bancshares's Debt-to-Asset falls into.


PB
64GF Score
Prosperity Bancshares Inc PB
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Prosperity Bancshares Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Prosperity Bancshares's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Prosperity Bancshares's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.06 mean?
Prosperity Bancshares (PB) has a Debt-to-Asset of 0.06 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Prosperity Bancshares and its competitors.
Is Prosperity Bancshares' Debt-to-Asset too high?
Prosperity Bancshares' current Debt-to-Asset is 0.06. Overall, Prosperity Bancshares has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Prosperity Bancshares' Debt-to-Asset compare to COLB and BOKF?
Prosperity Bancshares' Debt-to-Asset of 0.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Prosperity Bancshares and its competitors. Prosperity Bancshares's current Debt-to-Asset is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prosperity Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Prosperity Bancshares (PB) is currently considered Fairly Valued. The stock's GF Value™ is $80.27, compared to a current price of $74.46 — trading 7.2% below its estimated fair value. The current Debt-to-Asset is 0.06. Prosperity Bancshares' overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Prosperity Bancshares (PB), the current Debt-to-Asset is 0.06 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Prosperity Bancshares (PB) Overvalued in 2026?

Based on GuruFocus' analysis, Prosperity Bancshares stock appears to be undervalued. The current stock price of $74.46 is trading 7.2% below its estimated GF Value™ of $80.27. GuruFocus considers Prosperity Bancshares to be Fairly Valued.

Key valuation signals for PB:

  • Debt-to-Asset: 0.06
  • GF Value™: $80.27 vs. price of $74.46 (7.2% below fair value)
  • GF Score™: 64/100 with 2 warning signs

No single metric tells the full story. See the PB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Prosperity Bancshares Business Description

Other Exchanges PPY:Germany
Address Prosperity Bank Plaza, 4295 San Felipe, Houston, TX, USA, 77027
Prosperity Bancshares Inc provides retail and commercial banking services to individuals and small to midsize businesses. It provides a wide array of financial products and services to businesses and consumers throughout Texas and Oklahoma. The bank provides Personal, Business, Mortgage, and Banking Services.
64GF Score

Get the complete analysis for PB

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$74.46
Price
$80.27
GF Value