PB (Prosperity Bancshares) E10: $5.90 (As of Mar. 2026)


PB Prosperity Bancshares Inc PB
75 GF Score
Price $70.90
GF Value $79.87
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Prosperity Bancshares E10?

Prosperity Bancshares PB -3.37% 75 E10 is $5.90 as of Mar. 2026. GuruFocus rates PB with a GF Score™ of 75/100 and a GF Value™ of $79.87 (Modestly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Prosperity Bancshares's adjusted earnings per share data for the three months ended in Mar. 2026 was $1.160. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $5.90 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Prosperity Bancshares's average E10 Growth Rate was 3.30% per year. During the past 3 years, the average E10 Growth Rate was 2.50% per year. During the past 5 years, the average E10 Growth Rate was 5.40% per year. During the past 10 years, the average E10 Growth Rate was 7.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Prosperity Bancshares was 13.90% per year. The lowest was 2.50% per year. And the median was 8.35% per year.

As of today (2026-07-04), Prosperity Bancshares's current stock price is $70.90. Prosperity Bancshares's E10 for the quarter that ended in Mar. 2026 was $5.90. Prosperity Bancshares's Shiller PE Ratio of today is 12.02.

During the past 13 years, the highest Shiller PE Ratio of Prosperity Bancshares was 22.90. The lowest was 9.08. And the median was 14.57.


Prosperity Bancshares  (NYSE:PB) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Prosperity Bancshares's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=70.90/5.90
=12.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Prosperity Bancshares was 22.90. The lowest was 9.08. And the median was 14.57.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Prosperity Bancshares E10 Related Terms


Prosperity Bancshares E10 Historical Data

* Premium members only.

The historical data trend for Prosperity Bancshares's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Prosperity Bancshares E10 Chart

Prosperity Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.91 5.39 5.55 5.64 5.81

Prosperity Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.71 5.76 5.81 5.81 5.90

PB vs CBC, FNB, VLY: E10 Comparison

For the Banks - Regional subindustry, Prosperity Bancshares's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Prosperity Bancshares Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Prosperity Bancshares's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Prosperity Bancshares's Shiller PE Ratio falls into.


PB
75GF Score
Prosperity Bancshares Inc PB
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Prosperity Bancshares E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Prosperity Bancshares's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.16/330.2130*330.2130
=1.160

Current CPI (Mar. 2026) = 330.2130.

Prosperity Bancshares Quarterly Data

per share eps CPI Adj_EPS
201606 0.980 241.018 1.343
201609 0.990 241.428 1.354
201612 0.990 241.432 1.354
201703 0.990 243.801 1.341
201706 0.990 244.955 1.335
201709 0.980 246.819 1.311
201712 0.970 246.524 1.299
201803 1.070 249.554 1.416
201806 1.170 251.989 1.533
201809 1.180 252.439 1.544
201812 1.190 251.233 1.564
201903 1.180 254.202 1.533
201906 1.180 256.143 1.521
201909 1.190 256.759 1.530
201912 1.010 256.974 1.298
202003 1.390 258.115 1.778
202006 1.410 257.797 1.806
202009 1.400 260.280 1.776
202012 1.480 260.474 1.876
202103 1.440 264.877 1.795
202106 1.410 271.696 1.714
202109 1.390 274.310 1.673
202112 1.380 278.802 1.634
202203 1.330 287.504 1.528
202206 1.400 296.311 1.560
202209 1.490 296.808 1.658
202212 1.510 296.797 1.680
202303 1.370 301.836 1.499
202306 0.940 305.109 1.017
202309 1.200 307.789 1.287
202312 1.020 306.746 1.098
202403 1.180 312.332 1.248
202406 1.170 314.175 1.230
202409 1.340 315.301 1.403
202412 1.370 315.605 1.433
202503 1.370 319.799 1.415
202506 1.420 322.561 1.454
202509 1.450 324.800 1.474
202512 1.490 324.054 1.518
202603 1.160 330.213 1.160

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $5.90 mean?
Prosperity Bancshares (PB) has a E10 of $5.90 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Prosperity Bancshares and its competitors.
Is Prosperity Bancshares' E10 too high?
Prosperity Bancshares' current E10 is $5.90. Overall, Prosperity Bancshares has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Prosperity Bancshares' E10 compare to CBC and FNB?
Prosperity Bancshares' E10 of $5.90 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Prosperity Bancshares and its competitors. Prosperity Bancshares's current E10 is $5.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prosperity Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Prosperity Bancshares (PB) is currently considered Modestly Undervalued. The stock's GF Value™ is $79.87, compared to a current price of $70.90 — trading 11.2% below its estimated fair value. The current E10 is $5.90. Prosperity Bancshares' overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Prosperity Bancshares (PB), the current E10 is $5.90 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Prosperity Bancshares (PB) Overvalued in 2026?

Based on GuruFocus' analysis, Prosperity Bancshares stock appears to be undervalued. The current stock price of $70.90 is trading 11.2% below its estimated GF Value™ of $79.87. GuruFocus considers Prosperity Bancshares to be Modestly Undervalued.

Key valuation signals for PB:

  • E10: $5.90
  • GF Value™: $79.87 vs. price of $70.90 (11.2% below fair value)
  • GF Score™: 75/100 with 2 warning signs

No single metric tells the full story. See the PB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Prosperity Bancshares Business Description

Other Exchanges PPY:Germany
Address Prosperity Bank Plaza, 4295 San Felipe, Houston, TX, USA, 77027
Prosperity Bancshares Inc provides retail and commercial banking services to individuals and small to midsize businesses. It provides a wide array of financial products and services to businesses and consumers throughout Texas and Oklahoma. The bank provides Personal, Business, Mortgage, and Banking Services.
75GF Score

Get the complete analysis for PB

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$70.90
Price
$79.87
GF Value