PB (Prosperity Bancshares) Gross Loan: $25,288 Mil (As of Mar. 2026)

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PB Prosperity Bancshares Inc PB
77 GF Score
Price $74.62
GF Value $83.05
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Prosperity Bancshares Gross Loan?

Prosperity Bancshares PB -0.36% 77 Gross Loan is $25,288 Mil as of Mar. 2026. GuruFocus rates PB with a GF Score™ of 77/100 and a GF Value™ of $83.05 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Prosperity Bancshares's Gross Loan for the quarter that ended in Mar. 2026 was $25,288 Mil.

Prosperity Bancshares's quarterly Gross Loan declined from Sep. 2025 ($22,028 Mil) to Dec. 2025 ($21,805 Mil) but then increased from Dec. 2025 ($21,805 Mil) to Mar. 2026 ($25,288 Mil).

Prosperity Bancshares's annual Gross Loan increased from Dec. 2023 ($21,181 Mil) to Dec. 2024 ($22,149 Mil) but then declined from Dec. 2024 ($22,149 Mil) to Dec. 2025 ($21,805 Mil).


Prosperity Bancshares Gross Loan Related Terms


Prosperity Bancshares Gross Loan Historical Data

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The historical data trend for Prosperity Bancshares's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Prosperity Bancshares Gross Loan Chart

Prosperity Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18,616.14 18,839.83 21,180.54 22,149.21 21,805.37

Prosperity Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22,197.39 22,027.77 21,805.37 25,287.99 25,028.00
PB
77GF Score
Prosperity Bancshares Inc PB
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Prosperity Bancshares Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of $25,288 Mil mean?
Prosperity Bancshares (PB) has a Gross Loan of $25,288 Mil as of Mar. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Prosperity Bancshares and its competitors.
Is Prosperity Bancshares' Gross Loan too high?
Prosperity Bancshares' current Gross Loan is $25,288 Mil. Overall, Prosperity Bancshares has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Prosperity Bancshares' Gross Loan compare to COLB and BOKF?
Prosperity Bancshares' Gross Loan of $25,288 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Prosperity Bancshares and its competitors. Prosperity Bancshares's current Gross Loan is $25,288 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prosperity Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Prosperity Bancshares (PB) is currently considered Modestly Undervalued. The stock's GF Value™ is $83.05, compared to a current price of $74.62 — trading 10.2% below its estimated fair value. The current Gross Loan is $25,288 Mil. Prosperity Bancshares' overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For Prosperity Bancshares (PB), the current Gross Loan is $25,288 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Prosperity Bancshares (PB) Overvalued in 2026?

Based on GuruFocus' analysis, Prosperity Bancshares stock appears to be undervalued. The current stock price of $74.62 is trading 10.2% below its estimated GF Value™ of $83.05. GuruFocus considers Prosperity Bancshares to be Modestly Undervalued.

Key valuation signals for PB:

  • Gross Loan: $25,288 Mil
  • GF Value™: $83.05 vs. price of $74.62 (10.2% below fair value)
  • GF Score™: 77/100 with 2 warning signs

No single metric tells the full story. See the PB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Prosperity Bancshares Business Description

Other Exchanges PPY:Germany
Address Prosperity Bank Plaza, 4295 San Felipe, Houston, TX, USA, 77027
Prosperity Bancshares Inc provides retail and commercial banking services to individuals and small to midsize businesses. It provides a wide array of financial products and services to businesses and consumers throughout Texas and Oklahoma. The bank provides Personal, Business, Mortgage, and Banking Services.
77GF Score

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Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$74.62
Price
$83.05
GF Value