Prosperity BancsharesPB -3.37%75 FCF Margin % is 50.96% as of Mar. 2026, which is 9% above its 10-year median of 46.57. GuruFocus rates PB with a GF Score™ of 75/100 and a GF Value™ of $79.87 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,506 Banks companies, Prosperity Bancshares ranks better than 70.25% on this metric.
The historical rank and industry rank for Prosperity Bancshares's FCF Margin % or its related term are showing as below:
PB'
s FCF Margin % Range Over the Past 10 Years
Min: 39.44 Med: 46.57 Max: 61.53
Current: 41.74
During the past 13 years, the highest FCF Margin % of Prosperity Bancshares was 61.53%. The lowest was 39.44%. And the median was 46.57%.
PB's FCF Margin % is ranked better than 70.25% of 1506
companies
in the Banks industry
Industry Median: 26.355
vs PB: 41.74
Prosperity Bancshares FCF Margin % Related Terms
Prosperity Bancshares FCF Margin % Historical Data
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The historical data trend for Prosperity Bancshares's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Prosperity Bancshares's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Prosperity Bancshares FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Prosperity Bancshares's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Prosperity Bancshares's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Prosperity Bancshares (PB) has a FCF Margin % of 50.96% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Prosperity Bancshares and its competitors. This is near median its historical median of 46.57. Over the past decade, Prosperity Bancshares' FCF Margin % has ranged from 39.44 to 61.53. According to the industry distribution chart, Prosperity Bancshares ranks #448 out of 1506 companies in the Banks industry, placing it in the top 29.7%.
Is Prosperity Bancshares' FCF Margin % too high?
Prosperity Bancshares' current FCF Margin % of 50.96% is near median its 10-year median of 46.57. Over the past 10 years, this metric has ranged from a low of 39.44 to a high of 61.53. The Banks industry median FCF Margin % is 26.36. Prosperity Bancshares' value of 50.96% is 93.4% above this industry median. Based on the distribution chart, Prosperity Bancshares ranks #448 out of 1506 companies in the Banks industry, which is above the industry midpoint. Overall, Prosperity Bancshares has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Prosperity Bancshares' FCF Margin % compare to CBC and FNB?
According to the Banks industry distribution chart, Prosperity Bancshares ranks #448 out of 1506 companies for FCF Margin %. This puts Prosperity Bancshares in the upper half of its industry. The industry median FCF Margin % is 26.36. Prosperity Bancshares' value of 50.96% is 93.4% above this benchmark. Historically, Prosperity Bancshares' own FCF Margin % has ranged from 39.44 to 61.53 over the past decade. While the company's 10-year median is 46.57 vs. the industry median of 26.36, Prosperity Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.36, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Prosperity Bancshares's current FCF Margin % of 50.96% is 93.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Prosperity Bancshares and its competitors. For the Banks industry, the median FCF Margin % is 26.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Prosperity Bancshares's current FCF Margin % is 50.96%, which is near median its own 10-year median of 46.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prosperity Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Prosperity Bancshares (PB) is currently considered Modestly Undervalued. The stock's GF Value™ is $79.87, compared to a current price of $70.90 — trading 11.2% below its estimated fair value. The current FCF Margin % is 50.96%, which is near median its 10-year median of 46.57 and 93.4% above the Banks industry median of 26.36. Prosperity Bancshares' overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Prosperity Bancshares (PB), the current FCF Margin % is 50.96% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Prosperity Bancshares (PB) Overvalued in 2026?
Based on GuruFocus' analysis, Prosperity Bancshares stock appears to be undervalued.
The current stock price of $70.90 is trading 11.2% below its estimated GF Value™ of $79.87.
GuruFocus considers Prosperity Bancshares to be Modestly Undervalued.
Key valuation signals for PB:
FCF Margin %: 50.96% (near median its 10-year median of 46.57)
GF Value™: $79.87 vs. price of $70.90 (11.2% below fair value)
Industry Position: 93.4% above the Banks median (#448 of 1506)
No single metric tells the full story. See the PB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Prosperity Bancshares Inc provides retail and commercial banking services to individuals and small to midsize businesses. It provides a wide array of financial products and services to businesses and consumers throughout Texas and Oklahoma. The bank provides Personal, Business, Mortgage, and Banking Services.
75GF Score
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