Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Prosperity BancsharesPB -0.54%77 3-Year EPS without NRI Growth Rate is 0.10% as of Jun. 2026, which is 99% below its 10-year median of 9.90. GuruFocus rates PB with a GF Score™ of 77/100 and a GF Value™ of $81.72 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,409 Banks companies, Prosperity Bancshares ranks worse than 71.82% on this metric.
During the past 12 months, Prosperity Bancshares's average EPS without NRI Growth Rate was 10.70% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 0.10% per year.
During the past 5 years, the average EPS without NRI Growth Rate was -0.90% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 4.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Prosperity Bancshares was 28.10% per year. The lowest was -5.90% per year. And the median was 9.90% per year.
Prosperity Bancshares (NYSE:PB) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Prosperity Bancshares 3-Year EPS without NRI Growth Rate Related Terms
PB vs COLB, BOKF, CBSH: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Prosperity Bancshares's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Prosperity Bancshares 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Prosperity Bancshares's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Prosperity Bancshares's 3-Year EPS without NRI Growth Rate falls into.
Prosperity Bancshares 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 0.10% mean?
Prosperity Bancshares (PB) has a 3-Year EPS without NRI Growth Rate of 0.10% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Prosperity Bancshares and its competitors. This is 99% below median its historical median of 9.90. According to the industry distribution chart, Prosperity Bancshares ranks #1012 out of 1409 companies in the Banks industry, placing it in the top 71.8%.
Is Prosperity Bancshares' 3-Year EPS without NRI Growth Rate too high?
Prosperity Bancshares' current 3-Year EPS without NRI Growth Rate of 0.10% is 99% below median its 10-year median of 9.90. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. Prosperity Bancshares' value of 0.10% is 98.7% below this industry median. Based on the distribution chart, Prosperity Bancshares ranks #1012 out of 1409 companies in the Banks industry, which is below the industry midpoint. Overall, Prosperity Bancshares has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Prosperity Bancshares' 3-Year EPS without NRI Growth Rate compare to COLB and BOKF?
According to the Banks industry distribution chart, Prosperity Bancshares ranks #1012 out of 1409 companies for 3-Year EPS without NRI Growth Rate. This places Prosperity Bancshares in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. Prosperity Bancshares' value of 0.10% is 98.7% below this benchmark. While the company's 10-year median is 9.90 vs. the industry median of 7.50, Prosperity Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Prosperity Bancshares's current 3-Year EPS without NRI Growth Rate of 0.10% is 98.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Prosperity Bancshares and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Prosperity Bancshares's current 3-Year EPS without NRI Growth Rate is 0.10%, which is 99% below median its own 10-year median of 9.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prosperity Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Prosperity Bancshares (PB) is currently considered Modestly Undervalued. The stock's GF Value™ is $81.72, compared to a current price of $72.30 — trading 11.5% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 0.10%, which is 99% below median its 10-year median of 9.90 and 98.7% below the Banks industry median of 7.50. Prosperity Bancshares' overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Prosperity Bancshares (PB), the current 3-Year EPS without NRI Growth Rate is 0.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Prosperity Bancshares (PB) Overvalued in 2026?
Based on GuruFocus' analysis, Prosperity Bancshares stock appears to be undervalued.
The current stock price of $72.30 is trading 11.5% below its estimated GF Value™ of $81.72.
GuruFocus considers Prosperity Bancshares to be Modestly Undervalued.
Key valuation signals for PB:
3-Year EPS without NRI Growth Rate: 0.10% (99% below median its 10-year median of 9.90)
GF Value™: $81.72 vs. price of $72.30 (11.5% below fair value)
Industry Position: 98.7% below the Banks median (#1012 of 1409)
No single metric tells the full story. See the PB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Prosperity Bancshares Inc provides retail and commercial banking services to individuals and small to midsize businesses. It provides a wide array of financial products and services to businesses and consumers throughout Texas and Oklahoma. The bank provides Personal, Business, Mortgage, and Banking Services.
77GF Score
Get the complete analysis for PB
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PB has been successfully added to your 
