WTM (White Mountains Insurance Group) Accounts Receivable: $2,877 Mil (As of Jun. 2026)

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WTM White Mountains Insurance Group Ltd WTM
75 GF Score
Price $2,098.11
GF Value $2,425.24
Valuation Modestly Undervalued
! 4 Warning Signs
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What is White Mountains Insurance Group Accounts Receivable?

White Mountains Insurance Group WTM -0.55% 75 Accounts Receivable is $2,877 Mil as of Jun. 2026. GuruFocus rates WTM with a GF Score™ of 75/100 and a GF Value™ of $2,425.24 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. White Mountains Insurance Group's accounts receivables for the quarter that ended in Jun. 2026 was $2,877 Mil.

Accounts receivable can be measured by Days Sales Outstanding. White Mountains Insurance Group's Days Sales Outstanding for the quarter that ended in Jun. 2026 was 310.83.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. White Mountains Insurance Group's Net-Net Working Capital per share for the quarter that ended in Jun. 2026 was $-2,136.61.


White Mountains Insurance Group Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

White Mountains Insurance Group's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=2877/844.6*91
=310.83

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), White Mountains Insurance Group's accounts receivable are only considered to be worth 75% of book value:

White Mountains Insurance Group's Net-Net Working Capital Per Share for the quarter that ended in Jun. 2026 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(1075.7+0.75 * 2877+0.5 * 0-7514.7
-0-863.7)/2.408
=-2,136.61

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


White Mountains Insurance Group Accounts Receivable Related Terms


White Mountains Insurance Group Accounts Receivable Historical Data

* Premium members only.

The historical data trend for White Mountains Insurance Group's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

White Mountains Insurance Group Accounts Receivable Chart

White Mountains Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Receivable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 871.30 1,146.00 1,059.70 1,362.00 1,695.90

White Mountains Insurance Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,557.90 2,478.40 1,695.90 2,494.50 2,877.00
WTM
75GF Score
White Mountains Insurance Group Ltd WTM
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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White Mountains Insurance Group Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of $2,877 Mil mean?
White Mountains Insurance Group (WTM) has a Accounts Receivable of $2,877 Mil as of Jun. 2026. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on White Mountains Insurance Group and its competitors.
Is White Mountains Insurance Group's Accounts Receivable too high?
White Mountains Insurance Group's current Accounts Receivable is $2,877 Mil. Overall, White Mountains Insurance Group has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does White Mountains Insurance Group's Accounts Receivable compare to RLI and SIGI?
White Mountains Insurance Group's Accounts Receivable of $2,877 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for an Insurance company?
A good Accounts Receivable depends on the Insurance industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on White Mountains Insurance Group and its competitors. White Mountains Insurance Group's current Accounts Receivable is $2,877 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is White Mountains Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, White Mountains Insurance Group (WTM) is currently considered Modestly Undervalued. The stock's GF Value™ is $2,425.24, compared to a current price of $2,098.11 — trading 13.5% below its estimated fair value. The current Accounts Receivable is $2,877 Mil. White Mountains Insurance Group's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For White Mountains Insurance Group (WTM), the current Accounts Receivable is $2,877 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is White Mountains Insurance Group (WTM) Overvalued in 2026?

Based on GuruFocus' analysis, White Mountains Insurance Group stock appears to be undervalued. The current stock price of $2,098.11 is trading 13.5% below its estimated GF Value™ of $2,425.24. GuruFocus considers White Mountains Insurance Group to be Modestly Undervalued.

Key valuation signals for WTM:

  • Accounts Receivable: $2,877 Mil
  • GF Value™: $2,425.24 vs. price of $2,098.11 (13.5% below fair value)
  • GF Score™: 75/100 with 4 warning signs

No single metric tells the full story. See the WTM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


White Mountains Insurance Group Business Description

Other Exchanges WNI:Germany
Address 23 South Main Street, Suite 3B, Hanover, NH, USA, 03755-2053
White Mountains Insurance Group Ltd is engaged in the business of making opportunistic and value-oriented acquisitions of businesses and assets in the insurance, financial services, and related sectors, operating these businesses and assets through its subsidiaries and, if and when attractive exit valuations become available, disposing of these businesses and assets. The company conducts its business in five areas: property and casualty insurance and reinsurance, municipal bond reinsurance, capital solutions for asset and wealth management firms, property and casualty insurance distribution, and other operations. The company has four reportable segments: Ark/WM Outrigger, HG Global, Kudu and Distinguished.
75GF Score

Get the complete analysis for WTM

Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2,098.11
Price
$2,425.24
GF Value