WTM (White Mountains Insurance Group) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 25, 2026)


WTM White Mountains Insurance Group Ltd WTM
76 GF Score
Price $2,025.53
GF Value $2,346.07
Valuation Modestly Undervalued
! 2 Warning Signs
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What is White Mountains Insurance Group Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

White Mountains Insurance Group's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.


WTM vs SIGI, MCY, RLI: Margin of Safety % (DCF FCF Based) Comparison

For the Insurance - Property & Casualty subindustry, White Mountains Insurance Group's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


White Mountains Insurance Group Margin of Safety % (DCF FCF Based) vs Insurance Industry

For the Insurance industry and Financial Services sector, White Mountains Insurance Group's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where White Mountains Insurance Group's Margin of Safety % (DCF FCF Based) falls into.


WTM
76GF Score
White Mountains Insurance Group Ltd WTM
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is White Mountains Insurance Group (WTM) Overvalued in 2026?

Based on GuruFocus' analysis, White Mountains Insurance Group stock appears to be undervalued. The current stock price of $2,025.53 is trading 13.7% below its estimated GF Value™ of $2,346.07. GuruFocus considers White Mountains Insurance Group to be Modestly Undervalued.

Key valuation signals for WTM:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: $2,346.07 vs. price of $2,025.53 (13.7% below fair value)
  • GF Score™: 76/100 with 2 warning signs

No single metric tells the full story. See the WTM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


White Mountains Insurance Group Business Description

Address 23 South Main Street, Suite 3B, Hanover, NH, USA, 03755-2053
White Mountains Insurance Group Ltd is engaged in the business of making opportunistic and value-oriented acquisitions of businesses and assets in the insurance, financial services, and related sectors, operating these businesses and assets through its subsidiaries and, if and when attractive exit valuations become available, disposing of these businesses and assets. The company conducts its business in five areas: property and casualty insurance and reinsurance, municipal bond reinsurance, capital solutions for asset and wealth management firms, property and casualty insurance distribution, and other operations. The company has four reportable segments: Ark/WM Outrigger, HG Global, Kudu and Distinguished.
76GF Score

Get the complete analysis for WTM

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2,025.53
Price
$2,346.07
GF Value