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During the past 13 years, White Mountains Insurance Group's highest 3-Year average EPS without NRI Growth Rate was 212.00% per year. The lowest was -52.70% per year. And the median was -2.50% per year.
White Mountains Insurance Group (NYSE:WTM) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
White Mountains Insurance Group Earnings per Share (Diluted) Related Terms
White Mountains Insurance Group Earnings per Share (Diluted) Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
White Mountains Insurance Group Earnings per Share (Diluted) Chart
WTM vs RLI, SIGI, MCY: Earnings per Share (Diluted) Comparison
For the Insurance - Property & Casualty subindustry, White Mountains Insurance Group's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
White Mountains Insurance Group PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, White Mountains Insurance Group's PE Ratio distribution charts can be found below:
* The bar in red indicates where White Mountains Insurance Group's PE Ratio falls into.
White Mountains Insurance Group Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $439.40
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $439.40 mean?
White Mountains Insurance Group (WTM) has a Earnings per Share (Diluted) of $439.40 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on White Mountains Insurance Group and its competitors. According to the industry distribution chart, White Mountains Insurance Group ranks #999999 out of 400 companies in the Insurance industry.
Is White Mountains Insurance Group's Earnings per Share (Diluted) too high?
White Mountains Insurance Group's current Earnings per Share (Diluted) is $439.40. The Insurance industry median Earnings per Share (Diluted) is 16.55. White Mountains Insurance Group's value of $439.40 is 2555% above this industry median. Based on the distribution chart, White Mountains Insurance Group ranks #999999 out of 400 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, White Mountains Insurance Group has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does White Mountains Insurance Group's Earnings per Share (Diluted) compare to RLI and SIGI?
According to the Insurance industry distribution chart, White Mountains Insurance Group ranks #999999 out of 400 companies for Earnings per Share (Diluted). This places White Mountains Insurance Group in the lower half of its industry. The industry median Earnings per Share (Diluted) is 16.55. White Mountains Insurance Group's value of $439.40 is 2555% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for an Insurance company?
The median Earnings per Share (Diluted) among Insurance companies is 16.55, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. White Mountains Insurance Group's current Earnings per Share (Diluted) of $439.40 is 2555% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on White Mountains Insurance Group and its competitors. For the Insurance industry, the median Earnings per Share (Diluted) is 16.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. White Mountains Insurance Group's current Earnings per Share (Diluted) is $439.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is White Mountains Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, White Mountains Insurance Group (WTM) is currently considered Modestly Undervalued. The stock's GF Value™ is $2,426.56, compared to a current price of $2,149.44 — trading 11.4% below its estimated fair value. The current Earnings per Share (Diluted) is $439.40 and 2555% above the Insurance industry median of 16.55. White Mountains Insurance Group's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For White Mountains Insurance Group (WTM), the current Earnings per Share (Diluted) is $439.40 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is White Mountains Insurance Group (WTM) Overvalued in 2026?
Based on GuruFocus' analysis, White Mountains Insurance Group stock appears to be undervalued.
The current stock price of $2,149.44 is trading 11.4% below its estimated GF Value™ of $2,426.56.
GuruFocus considers White Mountains Insurance Group to be Modestly Undervalued.
Key valuation signals for WTM:
Earnings per Share (Diluted): $439.40
GF Value™: $2,426.56 vs. price of $2,149.44 (11.4% below fair value)
Industry Position: 2555% above the Insurance median (#999999 of 400)
No single metric tells the full story. See the WTM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
White Mountains Insurance Group Ltd is engaged in the business of making opportunistic and value-oriented acquisitions of businesses and assets in the insurance, financial services, and related sectors, operating these businesses and assets through its subsidiaries and, if and when attractive exit valuations become available, disposing of these businesses and assets. The company conducts its business in five areas: property and casualty insurance and reinsurance, municipal bond reinsurance, capital solutions for asset and wealth management firms, property and casualty insurance distribution, and other operations. The company has four reportable segments: Ark/WM Outrigger, HG Global, Kudu and Distinguished.
75GF Score
Get the complete analysis for WTM
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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