WTM (White Mountains Insurance Group) Total Payout Ratio: 0.03 (As of Jul. 22, 2026)

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WTM White Mountains Insurance Group Ltd WTM
74 GF Score
Price $2,185.00
GF Value $2,379.37
Valuation Fairly Valued
! 3 Warning Signs
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What is White Mountains Insurance Group Total Payout Ratio?

White Mountains Insurance Group WTM -0.38% 74 Total Payout Ratio is 0.03 as of Jul. 22, 2026. GuruFocus rates WTM with a GF Score™ of 74/100 and a GF Value™ of $2,379.37 (Fairly Valued). The stock has 3 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

White Mountains Insurance Group's current Total Payout Ratio is 0.03.


White Mountains Insurance Group Total Payout Ratio Related Terms


White Mountains Insurance Group Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for White Mountains Insurance Group's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

White Mountains Insurance Group Total Payout Ratio Chart

White Mountains Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.34 0.87 0.06 0.04 0.17

White Mountains Insurance Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.20 0.00 0.00 0.00 -1.08

WTM vs RLI, SIGI, LMND: Total Payout Ratio Comparison

For the Insurance - Property & Casualty subindustry, White Mountains Insurance Group's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


White Mountains Insurance Group Total Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, White Mountains Insurance Group's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where White Mountains Insurance Group's Total Payout Ratio falls into.


WTM
74GF Score
White Mountains Insurance Group Ltd WTM
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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White Mountains Insurance Group Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

White Mountains Insurance Group's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-202.6 + 0 + -2.6) / 1201.8
=0.17

White Mountains Insurance Group's Total Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-25.9 + 0 + -2.4) / -26.3
=-1.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.03 mean?
White Mountains Insurance Group (WTM) has a Total Payout Ratio of 0.03 as of Jul. 22, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on White Mountains Insurance Group and its competitors.
Is White Mountains Insurance Group's Total Payout Ratio too high?
White Mountains Insurance Group's current Total Payout Ratio is 0.03. Overall, White Mountains Insurance Group has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does White Mountains Insurance Group's Total Payout Ratio compare to RLI and SIGI?
White Mountains Insurance Group's Total Payout Ratio of 0.03 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for an Insurance company?
A good Total Payout Ratio depends on the Insurance industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on White Mountains Insurance Group and its competitors. White Mountains Insurance Group's current Total Payout Ratio is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is White Mountains Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, White Mountains Insurance Group (WTM) is currently considered Fairly Valued. The stock's GF Value™ is $2,379.37, compared to a current price of $2,185.00 — trading 8.2% below its estimated fair value. The current Total Payout Ratio is 0.03. White Mountains Insurance Group's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For White Mountains Insurance Group (WTM), the current Total Payout Ratio is 0.03 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is White Mountains Insurance Group (WTM) Overvalued in 2026?

Based on GuruFocus' analysis, White Mountains Insurance Group stock appears to be undervalued. The current stock price of $2,185.00 is trading 8.2% below its estimated GF Value™ of $2,379.37. GuruFocus considers White Mountains Insurance Group to be Fairly Valued.

Key valuation signals for WTM:

  • Total Payout Ratio: 0.03
  • GF Value™: $2,379.37 vs. price of $2,185.00 (8.2% below fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the WTM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


White Mountains Insurance Group Business Description

Other Exchanges WNI:Germany
Address 23 South Main Street, Suite 3B, Hanover, NH, USA, 03755-2053
White Mountains Insurance Group Ltd is engaged in the business of making opportunistic and value-oriented acquisitions of businesses and assets in the insurance, financial services, and related sectors, operating these businesses and assets through its subsidiaries and, if and when attractive exit valuations become available, disposing of these businesses and assets. The company conducts its business in five areas: property and casualty insurance and reinsurance, municipal bond reinsurance, capital solutions for asset and wealth management firms, property and casualty insurance distribution, and other operations. The company has four reportable segments: Ark/WM Outrigger, HG Global, Kudu and Distinguished.
74GF Score

Get the complete analysis for WTM

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2,185.00
Price
$2,379.37
GF Value