WTM (White Mountains Insurance Group) EPS (Basic): $406.57 (TTM As of Mar. 2026)


WTM White Mountains Insurance Group Ltd WTM
76 GF Score
Price $2,039.33
GF Value $2,346.07
Valuation Modestly Undervalued
! 2 Warning Signs
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What is White Mountains Insurance Group EPS (Basic)?

White Mountains Insurance Group WTM +0.84% 76 EPS (Basic) is $406.57 as of Mar. 2026. GuruFocus rates WTM with a GF Score™ of 76/100 and a GF Value™ of $2,346.07 (Modestly Undervalued). The stock has 2 warning signs investors should review.

White Mountains Insurance Group's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was $-12.59. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was $406.57.

White Mountains Insurance Group's EPS (Diluted) for the three months ended in Mar. 2026 was $-12.59. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $406.57.

White Mountains Insurance Group's EPS without NRI for the three months ended in Mar. 2026 was $-10.14. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 162.48.

During the past 12 months, White Mountains Insurance Group's average EPS without NRIGrowth Rate was 107.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, White Mountains Insurance Group's highest 3-Year average EPS without NRI Growth Rate was 212.00% per year. The lowest was -52.70% per year. And the median was -2.50% per year.

White Mountains Insurance Group  (NYSE:WTM) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

White Mountains Insurance Group EPS (Basic) Related Terms

White Mountains Insurance Group EPS (Basic) Historical Data

* Premium members only.

The historical data trend for White Mountains Insurance Group's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

White Mountains Insurance Group EPS (Basic) Chart

White Mountains Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only -89.46 276.96 198.60 89.79 430.14

White Mountains Insurance Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.19 47.75 44.18 327.23 -12.59
WTM
76GF Score
White Mountains Insurance Group Ltd WTM
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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White Mountains Insurance Group EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

White Mountains Insurance Group's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(1106.4-0)/2.534
=436.62

White Mountains Insurance Group's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(-27.2-0)/2.447
=-11.12

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $406.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of $406.57 mean?
White Mountains Insurance Group (WTM) has a EPS (Basic) of $406.57 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on White Mountains Insurance Group and its competitors.
Is White Mountains Insurance Group's EPS (Basic) too high?
White Mountains Insurance Group's current EPS (Basic) is $406.57. Overall, White Mountains Insurance Group has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does White Mountains Insurance Group's EPS (Basic) compare to SIGI and MCY?
White Mountains Insurance Group's EPS (Basic) of $406.57 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for an Insurance company?
A good EPS (Basic) depends on the Insurance industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on White Mountains Insurance Group and its competitors. White Mountains Insurance Group's current EPS (Basic) is $406.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is White Mountains Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, White Mountains Insurance Group (WTM) is currently considered Modestly Undervalued. The stock's GF Value™ is $2,346.07, compared to a current price of $2,039.33 — trading 13.1% below its estimated fair value. The current EPS (Basic) is $406.57. White Mountains Insurance Group's overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For White Mountains Insurance Group (WTM), the current EPS (Basic) is $406.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is White Mountains Insurance Group (WTM) Overvalued in 2026?

Based on GuruFocus' analysis, White Mountains Insurance Group stock appears to be undervalued. The current stock price of $2,039.33 is trading 13.1% below its estimated GF Value™ of $2,346.07. GuruFocus considers White Mountains Insurance Group to be Modestly Undervalued.

Key valuation signals for WTM:

  • EPS (Basic): $406.57
  • GF Value™: $2,346.07 vs. price of $2,039.33 (13.1% below fair value)
  • GF Score™: 76/100 with 2 warning signs

No single metric tells the full story. See the WTM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

White Mountains Insurance Group Business Description

Address 23 South Main Street, Suite 3B, Hanover, NH, USA, 03755-2053
White Mountains Insurance Group Ltd is engaged in the business of making opportunistic and value-oriented acquisitions of businesses and assets in the insurance, financial services, and related sectors, operating these businesses and assets through its subsidiaries and, if and when attractive exit valuations become available, disposing of these businesses and assets. The company conducts its business in five areas: property and casualty insurance and reinsurance, municipal bond reinsurance, capital solutions for asset and wealth management firms, property and casualty insurance distribution, and other operations. The company has four reportable segments: Ark/WM Outrigger, HG Global, Kudu and Distinguished.
76GF Score

Get the complete analysis for WTM

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2,039.33
Price
$2,346.07
GF Value