WTM (White Mountains Insurance Group) Tariff Resilience Score: 9/10 (As of Jun. 29, 2026)


WTM White Mountains Insurance Group Ltd WTM
75 GF Score
Price $2,096.56
GF Value $2,347.26
Valuation Modestly Undervalued
! 3 Warning Signs
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What is White Mountains Insurance Group Tariff Resilience Score?

White Mountains Insurance Group WTM +3.81% 75 Tariff Resilience Score is 9 as of Jun. 29, 2026. GuruFocus rates WTM with a GF Score™ of 75/100 and a GF Value™ of $2,347.26 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 598 Insurance companies, White Mountains Insurance Group ranks better than 99.67% on this metric.

White Mountains Insurance Group has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

White Mountains Insurance Group has White Mountains Insurance Group Ltd operates in the insurance sector, with minimal direct exposure to tariffs. Its business model is largely unaffected by international trade policies.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes White Mountains Insurance Group might have Highly Resilient.

White Mountains Insurance Group  (NYSE:WTM) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

White Mountains Insurance Group Tariff Resilience Score Related Terms

WTM vs RLI, SIGI, LMND: Tariff Resilience Score Comparison

For the Insurance - Property & Casualty subindustry, White Mountains Insurance Group's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

White Mountains Insurance Group Tariff Resilience Score vs Insurance Industry

For the Insurance industry and Financial Services sector, White Mountains Insurance Group's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where White Mountains Insurance Group's Tariff Resilience Score falls into.


WTM
75GF Score
White Mountains Insurance Group Ltd WTM
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
White Mountains Insurance Group (WTM) has a Tariff Resilience Score of 9 as of Jun. 29, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, White Mountains Insurance Group ranks #2 out of 598 companies in the Insurance industry, placing it in the top 0.3%.
Is White Mountains Insurance Group's Tariff Resilience Score too high?
White Mountains Insurance Group's current Tariff Resilience Score is 9. Based on the distribution chart, White Mountains Insurance Group ranks #2 out of 598 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, White Mountains Insurance Group has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does White Mountains Insurance Group's Tariff Resilience Score compare to RLI and SIGI?
According to the Insurance industry distribution chart, White Mountains Insurance Group ranks #2 out of 598 companies for Tariff Resilience Score. This places White Mountains Insurance Group in the top 0% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for an Insurance company?
A good Tariff Resilience Score depends on the Insurance industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. White Mountains Insurance Group's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is White Mountains Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, White Mountains Insurance Group (WTM) is currently considered Modestly Undervalued. The stock's GF Value™ is $2,347.26, compared to a current price of $2,096.56 — trading 10.7% below its estimated fair value. The current Tariff Resilience Score is 9. White Mountains Insurance Group's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For White Mountains Insurance Group (WTM), the current Tariff Resilience Score is 9 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is White Mountains Insurance Group (WTM) Overvalued in 2026?

Based on GuruFocus' analysis, White Mountains Insurance Group stock appears to be undervalued. The current stock price of $2,096.56 is trading 10.7% below its estimated GF Value™ of $2,347.26. GuruFocus considers White Mountains Insurance Group to be Modestly Undervalued.

Key valuation signals for WTM:

  • Tariff Resilience Score: 9
  • GF Value™: $2,347.26 vs. price of $2,096.56 (10.7% below fair value)
  • GF Score™: 75/100 with 3 warning signs

No single metric tells the full story. See the WTM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

White Mountains Insurance Group Business Description

Address 23 South Main Street, Suite 3B, Hanover, NH, USA, 03755-2053
White Mountains Insurance Group Ltd is engaged in the business of making opportunistic and value-oriented acquisitions of businesses and assets in the insurance, financial services, and related sectors, operating these businesses and assets through its subsidiaries and, if and when attractive exit valuations become available, disposing of these businesses and assets. The company conducts its business in five areas: property and casualty insurance and reinsurance, municipal bond reinsurance, capital solutions for asset and wealth management firms, property and casualty insurance distribution, and other operations. The company has four reportable segments: Ark/WM Outrigger, HG Global, Kudu and Distinguished.
75GF Score

Get the complete analysis for WTM

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2,096.56
Price
$2,347.26
GF Value