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WTM (White Mountains Insurance Group) Cyclically Adjusted Price-to-FCF : 34.99 (As of Jun. 01, 2025)


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What is White Mountains Insurance Group Cyclically Adjusted Price-to-FCF?

As of today (2025-06-01), White Mountains Insurance Group's current share price is $1784.80. White Mountains Insurance Group's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 was $51.01. White Mountains Insurance Group's Cyclically Adjusted Price-to-FCF for today is 34.99.

The historical rank and industry rank for White Mountains Insurance Group's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

WTM' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 34.04   Med: 73.42   Max: 7438.25
Current: 34.99

During the past years, White Mountains Insurance Group's highest Cyclically Adjusted Price-to-FCF was 7438.25. The lowest was 34.04. And the median was 73.42.

WTM's Cyclically Adjusted Price-to-FCF is ranked worse than
86.22% of 312 companies
in the Insurance industry
Industry Median: 12.925 vs WTM: 34.99

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

White Mountains Insurance Group's adjusted free cash flow per share data for the three months ended in Mar. 2025 was $-15.821. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $51.01 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


White Mountains Insurance Group Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for White Mountains Insurance Group's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

White Mountains Insurance Group Cyclically Adjusted Price-to-FCF Chart

White Mountains Insurance Group Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 139.04 52.04 38.51

White Mountains Insurance Group Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 56.21 44.72 35.48 38.51 37.75

Competitive Comparison of White Mountains Insurance Group's Cyclically Adjusted Price-to-FCF

For the Insurance - Property & Casualty subindustry, White Mountains Insurance Group's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


White Mountains Insurance Group's Cyclically Adjusted Price-to-FCF Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, White Mountains Insurance Group's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where White Mountains Insurance Group's Cyclically Adjusted Price-to-FCF falls into.


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White Mountains Insurance Group Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

White Mountains Insurance Group's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=1784.80/51.01
=34.99

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

White Mountains Insurance Group's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, White Mountains Insurance Group's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2025 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=-15.821/134.9266*134.9266
=-15.821

Current CPI (Mar. 2025) = 134.9266.

White Mountains Insurance Group Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201506 3.720 100.684 4.985
201509 20.883 100.392 28.067
201512 17.637 99.792 23.847
201603 -16.020 100.470 -21.514
201606 -19.004 101.688 -25.216
201609 9.603 101.861 12.720
201612 -4.879 101.863 -6.463
201703 -12.434 102.862 -16.310
201706 17.099 103.349 22.323
201709 16.847 104.136 21.828
201712 0.542 104.011 0.703
201803 -12.049 105.290 -15.441
201806 5.692 106.317 7.224
201809 -1.625 106.507 -2.059
201812 -0.191 105.998 -0.243
201903 -13.089 107.251 -16.467
201906 13.658 108.070 17.052
201909 -23.647 108.329 -29.453
201912 -15.277 108.420 -19.012
202003 -18.817 108.902 -23.314
202006 6.821 108.767 8.461
202009 16.705 109.815 20.525
202012 -23.799 109.897 -29.219
202103 -30.248 111.754 -36.520
202106 34.331 114.631 40.409
202109 10.514 115.734 12.258
202112 -2.483 117.630 -2.848
202203 -13.940 121.301 -15.506
202206 27.678 125.017 29.872
202209 40.966 125.227 44.139
202212 82.156 125.222 88.523
202303 33.714 127.348 35.720
202306 28.158 128.729 29.514
202309 88.347 129.860 91.794
202312 9.711 129.419 10.124
202403 14.421 131.776 14.766
202406 85.624 132.554 87.157
202409 106.356 133.029 107.873
202412 25.306 133.157 25.642
202503 -15.821 134.927 -15.821

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


White Mountains Insurance Group  (NYSE:WTM) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


White Mountains Insurance Group Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of White Mountains Insurance Group's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


White Mountains Insurance Group Business Description

Traded in Other Exchanges
N/A
Address
23 South Main Street, Suite 3B, Hanover, NH, USA, 03755-2053
White Mountains Insurance Group Ltd is engaged in the business of making opportunistic and value-oriented acquisitions of businesses and assets in the insurance, financial services, and related sectors, operating these businesses and assets through its subsidiaries and, if and when attractive exit valuations become available, disposing of these businesses and assets. The company conducts its business in five areas: property and casualty insurance and reinsurance, municipal bond reinsurance, capital solutions for asset and wealth management firms, property and casualty insurance distribution, and other operations.
Executives
Weston M Hicks director C/O ALLEGHANY CORPORATION, 1411 BROADWAY, 34TH FLOOR, NEW YORK NY 10018
Steven Yi director 700 SOUTH FLOWER STREET, SUITE 640, LOS ANGELES CA 90017
Michaela Hildreth officer: Chief Accounting Officer 23 S MAIN STREET, SUITE 3B, HANOVER NH 03755
Peter M Carlson director BRIGHTHOUSE FINANCIAL, INC., 11225 NORTH COMMUNITY HOUSE ROAD, CHARLOTTE NC 28277
Morgan W Davis director 80 SOUTH MAIN STREET, HANOVER NH 03755
Suzanne F. Shank director C/O PENSARE SPONSOR GROUP, LLC, 1720 PEACHTREE STREET, SUITE 629, ATLANTA GA 30309
Mary C Choksi director
Philip A Gelston director 80 SOUTH MAIN ST, C/O WHITE MOUNTAINS, HANOVER NH 03755
David Allen Tanner director C/O ARLON GROUP LLC, 277 PARK AVE, NEW YORK NY 10172
Margaret Dillon director C/O GUIDEWIRE SOFTWARE, INC., 2850 DELAWARE ST. STE 400, SAN MATEO CA 94403
Liam P Caffrey officer: EVP & Chief Financial Officer 23 S MAIN STREET, STE. 3B, HANOVER NH 03755
Robert Lawrence Seelig officer: EVP & General Counsel
George Manning Rountree director, officer: Chief Executive Officer C/O 80 SOUTH MAIN STREET, HANOVER NH 03755
Reid Tarlton Campbell officer: EVP & Chief Financial Officer C/O WHITE MOUNTAINS INSURANCE GROUP, 80 SOUTH MAIN STREET, HANOVER NH 03755
Lowndes Andrew Smith director C/O WHITE MOUNTIAN INSURANCE GROUP, 80 S MIAN ST, HANOVER NH 03755