MetroCity Bankshares (FRA:7IR) Beginning Cash Position: €331.9 Mil (As of Mar. 2026)

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FRA:7IR MetroCity Bankshares Inc FRA:7IR
73 GF Score
Price €31.20
GF Value €29.78
Valuation Fairly Valued
! 7 Warning Signs
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What is MetroCity Bankshares Beginning Cash Position?

MetroCity Bankshares FRA:7IR +0.65% 73 Beginning Cash Position is €331.9 Mil as of Mar. 2026. GuruFocus rates FRA:7IR with a GF Score™ of 73/100 and a GF Value™ of €29.78 (Fairly Valued). The stock has 7 warning signs investors should review.

MetroCity Bankshares's Beginning Cash Position for the quarter that ended in Mar. 2026 was €331.9 Mil.

MetroCity Bankshares's quarterly Beginning Cash Position declined from Sep. 2025 (€243.7 Mil) to Dec. 2025 (€194.0 Mil) but then increased from Dec. 2025 (€194.0 Mil) to Mar. 2026 (€331.9 Mil).

MetroCity Bankshares's annual Beginning Cash Position declined from Dec. 2023 (€164.6 Mil) to Dec. 2024 (€138.3 Mil) but then increased from Dec. 2024 (€138.3 Mil) to Dec. 2025 (€213.4 Mil).

MetroCity Bankshares Beginning Cash Position Related Terms

MetroCity Bankshares Beginning Cash Position Historical Data

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The historical data trend for MetroCity Bankshares's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MetroCity Bankshares Beginning Cash Position Chart

MetroCity Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 133.36 416.63 164.59 138.29 213.39

MetroCity Bankshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 231.13 247.14 243.68 193.99 331.88
FRA:7IR
73GF Score
MetroCity Bankshares Inc FRA:7IR
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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MetroCity Bankshares Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of €331.9 Mil mean?
MetroCity Bankshares (FRA:7IR) has a Beginning Cash Position of €331.9 Mil as of Mar. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on MetroCity Bankshares and its competitors.
Is MetroCity Bankshares' Beginning Cash Position too high?
MetroCity Bankshares' current Beginning Cash Position is €331.9 Mil. Overall, MetroCity Bankshares has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MetroCity Bankshares' Beginning Cash Position compare to ESQ and EQBK?
MetroCity Bankshares' Beginning Cash Position of €331.9 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on MetroCity Bankshares and its competitors. MetroCity Bankshares's current Beginning Cash Position is €331.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MetroCity Bankshares stock overvalued right now?
Based on GuruFocus' analysis, MetroCity Bankshares (FRA:7IR) is currently considered Fairly Valued. The stock's GF Value™ is €29.78, compared to a current price of €31.20 — trading 4.8% above its estimated fair value. The current Beginning Cash Position is €331.9 Mil. MetroCity Bankshares' overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For MetroCity Bankshares (FRA:7IR), the current Beginning Cash Position is €331.9 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MetroCity Bankshares (FRA:7IR) Overvalued in 2026?

Based on GuruFocus' analysis, MetroCity Bankshares stock appears to be overvalued. The current stock price of €31.20 is trading 4.8% above its estimated GF Value™ of €29.78. GuruFocus considers MetroCity Bankshares to be Fairly Valued.

Key valuation signals for FRA:7IR:

  • Beginning Cash Position: €331.9 Mil
  • GF Value™: €29.78 vs. price of €31.20 (4.8% above fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the FRA:7IR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MetroCity Bankshares Business Description

Other Exchanges MCBS:USA
Address 5114 Buford Highway, Doraville, GA, USA, 30340
MetroCity Bankshares Inc is a bank holding company. Through its banking subsidiary, it operates as a full-service commercial bank focused on delivering various financial products and services to the small-to medium-sized businesses and individuals in its markets, including many customers in diverse and multi-ethnic communities in metropolitan markets in the Eastern U.S., Texas and California. The company provides commercial banking services such as consumer and commercial checking accounts, savings accounts, certificates of deposits, commercial and consumer loans, money transfers, and a variety of other banking services. The majority of its revenue is generated in the form of interest income.
73GF Score

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Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€31.20
Price
€29.78
GF Value