MetroCity Bankshares (FRA:7IR) Total Debt per Share: €11.74 (As of Jun. 2026)

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FRA:7IR MetroCity Bankshares Inc FRA:7IR
74 GF Score
Price €31.00
GF Value €30.22
Valuation Fairly Valued
! 7 Warning Signs
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What is MetroCity Bankshares Total Debt per Share?

MetroCity Bankshares FRA:7IR 74 Total Debt per Share is €11.74 as of Jun. 2026. GuruFocus rates FRA:7IR with a GF Score™ of 74/100 and a GF Value™ of €30.22 (Fairly Valued). The stock has 7 warning signs investors should review.

€11.74 (As of Jun. 2026)

Total Debt per Share is calculated as total debt divided by Shares Outstanding (EOP). Total debt is calculated as Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. MetroCity Bankshares's Total Debt Per Share for the quarter that ended in Jun. 2026 was €11.74.

MetroCity Bankshares Total Debt per Share Historical Data

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The historical data trend for MetroCity Bankshares's Total Debt per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MetroCity Bankshares Total Debt per Share Chart

MetroCity Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Debt per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.74 14.41 12.14 14.40 15.57

MetroCity Bankshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Debt per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.71 14.44 15.57 13.27 11.74
FRA:7IR
74GF Score
MetroCity Bankshares Inc FRA:7IR
Total Debt per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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MetroCity Bankshares Total Debt per Share Calculation

MetroCity Bankshares's Total Debt Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(330.2+118.4)/28.8
=15.57

MetroCity Bankshares's Total Debt Per Share for the quarter that ended in Jun. 2026 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(337.8+0.0)/28.8
=11.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Debt per Share →
What does a Total Debt per Share of €11.74 mean?
MetroCity Bankshares (FRA:7IR) has a Total Debt per Share of €11.74 as of Jun. 2026. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on MetroCity Bankshares and its competitors.
Is MetroCity Bankshares' Total Debt per Share too high?
MetroCity Bankshares' current Total Debt per Share is €11.74. Overall, MetroCity Bankshares has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MetroCity Bankshares' Total Debt per Share compare to ESQ and EQBK?
MetroCity Bankshares' Total Debt per Share of €11.74 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Debt per Share for a Banks company?
A good Total Debt per Share depends on the Banks industry context. However, Total Debt per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Debt per Share mean?
A high Total Debt per Share can signal that a stock is expensive relative to its fundamentals. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on MetroCity Bankshares and its competitors. MetroCity Bankshares's current Total Debt per Share is €11.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MetroCity Bankshares stock overvalued right now?
Based on GuruFocus' analysis, MetroCity Bankshares (FRA:7IR) is currently considered Fairly Valued. The stock's GF Value™ is €30.22, compared to a current price of €31.00 — trading 2.6% above its estimated fair value. The current Total Debt per Share is €11.74. MetroCity Bankshares' overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Debt per Share calculated?
Total Debt per Share is calculated from a company's financial statements. For MetroCity Bankshares (FRA:7IR), the current Total Debt per Share is €11.74 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MetroCity Bankshares (FRA:7IR) Overvalued in 2026?

Based on GuruFocus' analysis, MetroCity Bankshares stock appears to be overvalued. The current stock price of €31.00 is trading 2.6% above its estimated GF Value™ of €30.22. GuruFocus considers MetroCity Bankshares to be Fairly Valued.

Key valuation signals for FRA:7IR:

  • Total Debt per Share: €11.74
  • GF Value™: €30.22 vs. price of €31.00 (2.6% above fair value)
  • GF Score™: 74/100 with 7 warning signs

No single metric tells the full story. See the FRA:7IR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MetroCity Bankshares Business Description

Other Exchanges MCBS:USA
Address 5114 Buford Highway, Doraville, GA, USA, 30340
MetroCity Bankshares Inc is a bank holding company. Through its banking subsidiary, it operates as a full-service commercial bank focused on delivering various financial products and services to the small-to medium-sized businesses and individuals in its markets, including many customers in diverse and multi-ethnic communities in metropolitan markets in the Eastern U.S., Texas and California. The company provides commercial banking services such as consumer and commercial checking accounts, savings accounts, certificates of deposits, commercial and consumer loans, money transfers, and a variety of other banking services. The majority of its revenue is generated in the form of interest income.
74GF Score

Get the complete analysis for FRA:7IR

Total Debt per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€31.00
Price
€30.22
GF Value