MetroCity Bankshares (FRA:7IR) Tariff Resilience Score: 8/10 (As of Jul. 07, 2026)


FRA:7IR MetroCity Bankshares Inc FRA:7IR
71 GF Score
Price €31.80
GF Value €29.50
Valuation Fairly Valued
! 7 Warning Signs
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What is MetroCity Bankshares Tariff Resilience Score?

MetroCity Bankshares FRA:7IR 71 Tariff Resilience Score is 8 as of Jul. 07, 2026. GuruFocus rates FRA:7IR with a GF Score™ of 71/100 and a GF Value™ of €29.50 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,607 Banks companies, MetroCity Bankshares ranks better than 78.84% on this metric.

MetroCity Bankshares has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

MetroCity Bankshares has A regional bank with limited international exposure. Its business model is not significantly impacted by tariffs, focusing on domestic financial services.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes MetroCity Bankshares might have Highly Resilient.

MetroCity Bankshares  (FRA:7IR) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

MetroCity Bankshares Tariff Resilience Score Related Terms

FRA:7IR vs EQBK, ESQ, FSBC: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, MetroCity Bankshares's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

MetroCity Bankshares Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, MetroCity Bankshares's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where MetroCity Bankshares's Tariff Resilience Score falls into.


FRA:7IR
71GF Score
MetroCity Bankshares Inc FRA:7IR
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
MetroCity Bankshares (FRA:7IR) has a Tariff Resilience Score of 8 as of Jul. 07, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, MetroCity Bankshares ranks #340 out of 1607 companies in the Banks industry, placing it in the top 21.2%.
Is MetroCity Bankshares' Tariff Resilience Score too high?
MetroCity Bankshares' current Tariff Resilience Score is 8. Based on the distribution chart, MetroCity Bankshares ranks #340 out of 1607 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, MetroCity Bankshares has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MetroCity Bankshares' Tariff Resilience Score compare to EQBK and ESQ?
According to the Banks industry distribution chart, MetroCity Bankshares ranks #340 out of 1607 companies for Tariff Resilience Score. This places MetroCity Bankshares in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. MetroCity Bankshares's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MetroCity Bankshares stock overvalued right now?
Based on GuruFocus' analysis, MetroCity Bankshares (FRA:7IR) is currently considered Fairly Valued. The stock's GF Value™ is €29.50, compared to a current price of €31.80 — trading 7.8% above its estimated fair value. The current Tariff Resilience Score is 8. MetroCity Bankshares' overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For MetroCity Bankshares (FRA:7IR), the current Tariff Resilience Score is 8 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MetroCity Bankshares (FRA:7IR) Overvalued in 2026?

Based on GuruFocus' analysis, MetroCity Bankshares stock appears to be overvalued. The current stock price of €31.80 is trading 7.8% above its estimated GF Value™ of €29.50. GuruFocus considers MetroCity Bankshares to be Fairly Valued.

Key valuation signals for FRA:7IR:

  • Tariff Resilience Score: 8
  • GF Value™: €29.50 vs. price of €31.80 (7.8% above fair value)
  • GF Score™: 71/100 with 7 warning signs

No single metric tells the full story. See the FRA:7IR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MetroCity Bankshares Business Description

Other Exchanges MCBS:USA
Address 5114 Buford Highway, Doraville, GA, USA, 30340
MetroCity Bankshares Inc is a bank holding company. Through its banking subsidiary, it operates as a full-service commercial bank focused on delivering various financial products and services to the small-to medium-sized businesses and individuals in its markets, including many customers in diverse and multi-ethnic communities in metropolitan markets in the Eastern U.S., Texas and California. The company provides commercial banking services such as consumer and commercial checking accounts, savings accounts, certificates of deposits, commercial and consumer loans, money transfers, and a variety of other banking services. The majority of its revenue is generated in the form of interest income.
71GF Score

Get the complete analysis for FRA:7IR

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€31.80
Price
€29.50
GF Value