MetroCity Bankshares (FRA:7IR) Shareholder Yield % : -2.71% (As of Mar. 2026)


FRA:7IR MetroCity Bankshares Inc FRA:7IR
71 GF Score
Price €31.80
GF Value €29.70
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is MetroCity Bankshares Shareholder Yield %?

MetroCity Bankshares FRA:7IR 71 Shareholder Yield % is -2.71% as of Mar. 2026. GuruFocus rates FRA:7IR with a GF Score™ of 71/100 and a GF Value™ of €29.70 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,502 Banks companies, MetroCity Bankshares ranks worse than 66.05% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, MetroCity Bankshares's Shareholder Yield % was -2.71%.


MetroCity Bankshares  (FRA:7IR) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


MetroCity Bankshares Shareholder Yield % Related Terms


MetroCity Bankshares Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for MetroCity Bankshares's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MetroCity Bankshares Shareholder Yield % Chart

MetroCity Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -22.51 -14.99 9.93 -1.18 -6.42

MetroCity Bankshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.85 -4.57 -4.56 -6.42 -3.64

FRA:7IR vs EQBK, ESQ, FSBC: Shareholder Yield % Comparison

For the Banks - Regional subindustry, MetroCity Bankshares's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MetroCity Bankshares Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, MetroCity Bankshares's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where MetroCity Bankshares's Shareholder Yield % falls into.


FRA:7IR
71GF Score
MetroCity Bankshares Inc FRA:7IR
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MetroCity Bankshares Shareholder Yield % Calculation

MetroCity Bankshares's Shareholder Yield % for the quarter that ended in Mar. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=3.41 %+0.54 %+-3.76 %
=0.19 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of -2.71% mean?
MetroCity Bankshares (FRA:7IR) has a Shareholder Yield % of -2.71% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on MetroCity Bankshares and its competitors. According to the industry distribution chart, MetroCity Bankshares ranks #992 out of 1502 companies in the Banks industry, placing it in the top 66%.
Is MetroCity Bankshares' Shareholder Yield % too high?
MetroCity Bankshares' current Shareholder Yield % is -2.71%. Based on the distribution chart, MetroCity Bankshares ranks #992 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, MetroCity Bankshares has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MetroCity Bankshares' Shareholder Yield % compare to EQBK and ESQ?
According to the Banks industry distribution chart, MetroCity Bankshares ranks #992 out of 1502 companies for Shareholder Yield %. This places MetroCity Bankshares in the lower half of its industry. The industry median Shareholder Yield % is 1.56. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.56, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on MetroCity Bankshares and its competitors. For the Banks industry, the median Shareholder Yield % is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MetroCity Bankshares's current Shareholder Yield % is -2.71%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MetroCity Bankshares stock overvalued right now?
Based on GuruFocus' analysis, MetroCity Bankshares (FRA:7IR) is currently considered Fairly Valued. The stock's GF Value™ is €29.70, compared to a current price of €31.80 — trading 7.1% above its estimated fair value. The current Shareholder Yield % is -2.71%. MetroCity Bankshares' overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For MetroCity Bankshares (FRA:7IR), the current Shareholder Yield % is -2.71% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MetroCity Bankshares (FRA:7IR) Overvalued in 2026?

Based on GuruFocus' analysis, MetroCity Bankshares stock appears to be overvalued. The current stock price of €31.80 is trading 7.1% above its estimated GF Value™ of €29.70. GuruFocus considers MetroCity Bankshares to be Fairly Valued.

Key valuation signals for FRA:7IR:

  • Shareholder Yield %: -2.71%
  • GF Value™: €29.70 vs. price of €31.80 (7.1% above fair value)
  • GF Score™: 71/100 with 7 warning signs

No single metric tells the full story. See the FRA:7IR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MetroCity Bankshares Business Description

Other Exchanges MCBS:USA
Address 5114 Buford Highway, Doraville, GA, USA, 30340
MetroCity Bankshares Inc is a bank holding company. Through its banking subsidiary, it operates as a full-service commercial bank focused on delivering various financial products and services to the small-to medium-sized businesses and individuals in its markets, including many customers in diverse and multi-ethnic communities in metropolitan markets in the Eastern U.S., Texas and California. The company provides commercial banking services such as consumer and commercial checking accounts, savings accounts, certificates of deposits, commercial and consumer loans, money transfers, and a variety of other banking services. The majority of its revenue is generated in the form of interest income.
71GF Score

Get the complete analysis for FRA:7IR

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€31.80
Price
€29.70
GF Value