MetroCity Bankshares (FRA:7IR) 50-Day SMA: €29.00 (As of Jul. 15, 2026)

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Director of Data and Quant Analytics at GuruFocus
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FRA:7IR MetroCity Bankshares Inc FRA:7IR
73 GF Score
Price €31.20
GF Value €29.58
Valuation Fairly Valued
! 7 Warning Signs
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What is MetroCity Bankshares 50-Day SMA?

MetroCity Bankshares FRA:7IR +3.31% 73 50-Day SMA is €29.00 as of Jul. 15, 2026. GuruFocus rates FRA:7IR with a GF Score™ of 73/100 and a GF Value™ of €29.58 (Fairly Valued). The stock has 7 warning signs investors should review.

Moving averages are one of the core indicators in technical analysis. A Simple Moving Average (SMA) is simply the arithmetic average of stock price over a period. It is calculated by adding a selected range of prices, usually closing prices, and then dividing that figure by the number of time periods in that range.

The 50-Day SMA calculates the average price over 50 days. And the 20-Day SMA and 200-Day SMA calculates the average price over 20 days and 200 days separately.

As of today (2026-07-15), MetroCity Bankshares's 50-Day SMA is €29.00. It's 20-Day SMA is €30.62 and 200-Day SMA is €24.67.


MetroCity Bankshares  (FRA:7IR) 50-Day SMA Explanation

Simple Moving Average (SMA) is the arithmetic average of stock price over a period. The 20-Day SMA calculates the average price over 20 days. And the 50-Day SMA and 200-Day SMA calculates the average price over 50 days and 200 days separately. SMAs are often used to determine the price trend direction. A 200-Day SMA is usually a proxy for the long-term trend, while shorter periods indicate short-term trend.

SMA are commonly compared with stock price or different period SMAs to indicate a trading signal. Generally speaking, if the price goes above the SMA, or a short-term SMA crosses above a long-term SMA, an uptrend is expected, investors may want to go long or cover short. Conversely, if the price goes below the SMA, or the short-term SMA crosses below a long-term SMA, a downtrend is expected, investors may want to go short or exit long.

Two popular trading patterns that use SMA include the death cross and a golden cross. A death cross occurs when the 50-day SMA crosses below the 200-day SMA. This is considered a bearish signal, that further losses are in store. The golden cross is a bullish signal which occurs when a short-term SMA crosses above a long-term SMA.


MetroCity Bankshares 50-Day SMA Related Terms


FRA:7IR vs EQBK, ESQ, FSBC: 50-Day SMA Comparison

For the Banks - Regional subindustry, MetroCity Bankshares's 50-Day SMA, along with its competitors' market caps and 50-Day SMA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MetroCity Bankshares 50-Day SMA vs Banks Industry

For the Banks industry and Financial Services sector, MetroCity Bankshares's 50-Day SMA distribution charts can be found below:

* The bar in red indicates where MetroCity Bankshares's 50-Day SMA falls into.


FRA:7IR
73GF Score
MetroCity Bankshares Inc FRA:7IR
50-Day SMA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MetroCity Bankshares  (FRA:7IR) 50-Day SMA Calculation

The formula for calculating SMA is:

SMA=( P1 + P2 + ... + Pn ) / n

where:
Pn is the price of the stock at period n.
n is the total number of periods.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 50-Day SMA →
What does a 50-Day SMA of €29.00 mean?
MetroCity Bankshares (FRA:7IR) has a 50-Day SMA of €29.00 as of Jul. 15, 2026. Simple Moving Average (SMA) is the arithmetic average of stock price over a period. View historical data on MetroCity Bankshares and its competitors.
Is MetroCity Bankshares' 50-Day SMA too high?
MetroCity Bankshares' current 50-Day SMA is €29.00. Overall, MetroCity Bankshares has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MetroCity Bankshares' 50-Day SMA compare to EQBK and ESQ?
MetroCity Bankshares' 50-Day SMA of €29.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 50-Day SMA for a Banks company?
A good 50-Day SMA depends on the Banks industry context. However, 50-Day SMA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 50-Day SMA mean?
A high 50-Day SMA can signal that a stock is expensive relative to its fundamentals. Simple Moving Average (SMA) is the arithmetic average of stock price over a period. View historical data on MetroCity Bankshares and its competitors. MetroCity Bankshares's current 50-Day SMA is €29.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MetroCity Bankshares stock overvalued right now?
Based on GuruFocus' analysis, MetroCity Bankshares (FRA:7IR) is currently considered Fairly Valued. The stock's GF Value™ is €29.58, compared to a current price of €31.20 — trading 5.5% above its estimated fair value. The current 50-Day SMA is €29.00. MetroCity Bankshares' overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 50-Day SMA calculated?
50-Day SMA is calculated from a company's financial statements. For MetroCity Bankshares (FRA:7IR), the current 50-Day SMA is €29.00 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MetroCity Bankshares (FRA:7IR) Overvalued in 2026?

Based on GuruFocus' analysis, MetroCity Bankshares stock appears to be overvalued. The current stock price of €31.20 is trading 5.5% above its estimated GF Value™ of €29.58. GuruFocus considers MetroCity Bankshares to be Fairly Valued.

Key valuation signals for FRA:7IR:

  • 50-Day SMA: €29.00
  • GF Value™: €29.58 vs. price of €31.20 (5.5% above fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the FRA:7IR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MetroCity Bankshares Business Description

Other Exchanges MCBS:USA
Address 5114 Buford Highway, Doraville, GA, USA, 30340
MetroCity Bankshares Inc is a bank holding company. Through its banking subsidiary, it operates as a full-service commercial bank focused on delivering various financial products and services to the small-to medium-sized businesses and individuals in its markets, including many customers in diverse and multi-ethnic communities in metropolitan markets in the Eastern U.S., Texas and California. The company provides commercial banking services such as consumer and commercial checking accounts, savings accounts, certificates of deposits, commercial and consumer loans, money transfers, and a variety of other banking services. The majority of its revenue is generated in the form of interest income.
73GF Score

Get the complete analysis for FRA:7IR

50-Day SMA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€31.20
Price
€29.58
GF Value