MetroCity Bankshares (FRA:7IR) Growth Rank: 4 (As of Sep. 03, 2026) — 33% Above Median

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FRA:7IR MetroCity Bankshares Inc FRA:7IR
73 GF Score
Price €29.40
GF Value €29.02
Valuation Fairly Valued
! 6 Warning Signs
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What is MetroCity Bankshares Growth Rank?

MetroCity Bankshares FRA:7IR -0.68% 73 Growth Rank is 4 as of Sep. 03, 2026, which is 33% above its 10-year median of 3.00. GuruFocus rates FRA:7IR with a GF Score™ of 73/100 and a GF Value™ of €29.02 (Fairly Valued). The stock has 6 warning signs investors should review.

MetroCity Bankshares has the Growth Rank of 4.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

MetroCity Bankshares Growth Rank Related Terms

FRA:7IR vs CCNE, BFST, HBNC: Growth Rank Comparison

For the Banks - Regional subindustry, MetroCity Bankshares's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

MetroCity Bankshares Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, MetroCity Bankshares's Growth Rank distribution charts can be found below:

* The bar in red indicates where MetroCity Bankshares's Growth Rank falls into.


FRA:7IR
73GF Score
MetroCity Bankshares Inc FRA:7IR
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 4 mean?
MetroCity Bankshares (FRA:7IR) has a Growth Rank of 4 as of Sep. 03, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on MetroCity Bankshares and its competitors. This is 33% above median its historical median of 3.00. Over the past decade, MetroCity Bankshares' Growth Rank has ranged from 1.00 to 9.00.
Is MetroCity Bankshares' Growth Rank too high?
MetroCity Bankshares' current Growth Rank of 4 is 33% above median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 9.00. Overall, MetroCity Bankshares has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MetroCity Bankshares' Growth Rank compare to CCNE and BFST?
MetroCity Bankshares' Growth Rank of 4 can be compared against companies in the Banks industry. Historically, MetroCity Bankshares' own Growth Rank has ranged from 1.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on MetroCity Bankshares and its competitors. MetroCity Bankshares's current Growth Rank is 4, which is 33% above median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MetroCity Bankshares stock overvalued right now?
Based on GuruFocus' analysis, MetroCity Bankshares (FRA:7IR) is currently considered Fairly Valued. The stock's GF Value™ is €29.02, compared to a current price of €29.40 — trading 1.3% above its estimated fair value. The current Growth Rank is 4, which is 33% above median its 10-year median of 3.00. MetroCity Bankshares' overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For MetroCity Bankshares (FRA:7IR), the current Growth Rank is 4 as of Sep. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MetroCity Bankshares (FRA:7IR) Overvalued in 2026?

Based on GuruFocus' analysis, MetroCity Bankshares stock appears to be overvalued. The current stock price of €29.40 is trading 1.3% above its estimated GF Value™ of €29.02. GuruFocus considers MetroCity Bankshares to be Fairly Valued.

Key valuation signals for FRA:7IR:

  • Growth Rank: 4 (33% above median its 10-year median of 3.00)
  • GF Value™: €29.02 vs. price of €29.40 (1.3% above fair value)
  • GF Score™: 73/100 with 6 warning signs

No single metric tells the full story. See the FRA:7IR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MetroCity Bankshares Business Description

Other Exchanges MCBS:USA
Address 5114 Buford Highway, Doraville, GA, USA, 30340
MetroCity Bankshares Inc is a bank holding company. Through its banking subsidiary, it operates as a full-service commercial bank focused on delivering various financial products and services to the small-to medium-sized businesses and individuals in its markets, including many customers in diverse and multi-ethnic communities in metropolitan markets in the Eastern U.S., Texas and California. The company provides commercial banking services such as consumer and commercial checking accounts, savings accounts, certificates of deposits, commercial and consumer loans, money transfers, and a variety of other banking services. The majority of its revenue is generated in the form of interest income.
73GF Score

Get the complete analysis for FRA:7IR

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€29.40
Price
€29.02
GF Value