MetroCity Bankshares (FRA:7IR) Tax Provision: €-22.6 Mil (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:7IR MetroCity Bankshares Inc FRA:7IR
73 GF Score
Price €31.20
GF Value €29.72
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is MetroCity Bankshares Tax Provision?

MetroCity Bankshares FRA:7IR -2.50% 73 Tax Provision is €-22.6 Mil as of Mar. 2026. GuruFocus rates FRA:7IR with a GF Score™ of 73/100 and a GF Value™ of €29.72 (Fairly Valued). The stock has 7 warning signs investors should review.

MetroCity Bankshares's tax provision for the three months ended in Mar. 2026 was €-6.8 Mil. Its tax provision for the trailing twelve months (TTM) ended in Mar. 2026 was €-22.6 Mil.

MetroCity Bankshares Tax Provision Historical Data

* Premium members only.

The historical data trend for MetroCity Bankshares's Tax Provision can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MetroCity Bankshares Tax Provision Chart

MetroCity Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Provision
Get a 7-Day Free Trial Premium Member Only Premium Member Only -18.51 -27.01 -18.67 -21.78 -20.63

MetroCity Bankshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Tax Provision Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.35 -5.93 -5.60 -4.25 -6.84
FRA:7IR
73GF Score
MetroCity Bankshares Inc FRA:7IR
Tax Provision is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MetroCity Bankshares Tax Provision Calculation

Tax to be paid.

Tax Provision for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-22.6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Provision →
What does a Tax Provision of €-22.6 Mil mean?
MetroCity Bankshares (FRA:7IR) has a Tax Provision of €-22.6 Mil as of Mar. 2026. Provision for taxes is the amount of tax the company owes based on pre-tax income. View historical data on MetroCity Bankshares and its competitors.
Is MetroCity Bankshares' Tax Provision too high?
MetroCity Bankshares' current Tax Provision is €-22.6 Mil. Overall, MetroCity Bankshares has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MetroCity Bankshares' Tax Provision compare to EQBK and ESQ?
MetroCity Bankshares' Tax Provision of €-22.6 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Provision for a Banks company?
A good Tax Provision depends on the Banks industry context. However, Tax Provision should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Provision mean?
A high Tax Provision can signal that a stock is expensive relative to its fundamentals. Provision for taxes is the amount of tax the company owes based on pre-tax income. View historical data on MetroCity Bankshares and its competitors. MetroCity Bankshares's current Tax Provision is €-22.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MetroCity Bankshares stock overvalued right now?
Based on GuruFocus' analysis, MetroCity Bankshares (FRA:7IR) is currently considered Fairly Valued. The stock's GF Value™ is €29.72, compared to a current price of €31.20 — trading 5% above its estimated fair value. The current Tax Provision is €-22.6 Mil. MetroCity Bankshares' overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Provision calculated?
Tax Provision is calculated from a company's financial statements. For MetroCity Bankshares (FRA:7IR), the current Tax Provision is €-22.6 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MetroCity Bankshares (FRA:7IR) Overvalued in 2026?

Based on GuruFocus' analysis, MetroCity Bankshares stock appears to be overvalued. The current stock price of €31.20 is trading 5% above its estimated GF Value™ of €29.72. GuruFocus considers MetroCity Bankshares to be Fairly Valued.

Key valuation signals for FRA:7IR:

  • Tax Provision: €-22.6 Mil
  • GF Value™: €29.72 vs. price of €31.20 (5% above fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the FRA:7IR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MetroCity Bankshares Business Description

Other Exchanges MCBS:USA
Address 5114 Buford Highway, Doraville, GA, USA, 30340
MetroCity Bankshares Inc is a bank holding company. Through its banking subsidiary, it operates as a full-service commercial bank focused on delivering various financial products and services to the small-to medium-sized businesses and individuals in its markets, including many customers in diverse and multi-ethnic communities in metropolitan markets in the Eastern U.S., Texas and California. The company provides commercial banking services such as consumer and commercial checking accounts, savings accounts, certificates of deposits, commercial and consumer loans, money transfers, and a variety of other banking services. The majority of its revenue is generated in the form of interest income.
73GF Score

Get the complete analysis for FRA:7IR

Tax Provision is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€31.20
Price
€29.72
GF Value