MetroCity Bankshares (FRA:7IR) Preferred Stock: €0.0 Mil (As of Mar. 2026)

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FRA:7IR MetroCity Bankshares Inc FRA:7IR
73 GF Score
Price €31.40
GF Value €29.63
Valuation Fairly Valued
! 7 Warning Signs
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What is MetroCity Bankshares Preferred Stock?

MetroCity Bankshares FRA:7IR -2.48% 73 Preferred Stock is €0.0 Mil as of Mar. 2026. GuruFocus rates FRA:7IR with a GF Score™ of 73/100 and a GF Value™ of €29.63 (Fairly Valued). The stock has 7 warning signs investors should review.

Preferred stock is a special equity security that has properties of both equity and debt. MetroCity Bankshares's preferred stock for the quarter that ended in Mar. 2026 was €0.0 Mil.

The market value of preferred stock needs to be added to the market value of common stocks in the calculation of Enterprise Value. MetroCity Bankshares's Enterprise Value for the quarter that ended in Mar. 2026 was €751.5 Mil.

In the calculation of book value, the par value of preferred stocks needs to subtracted from total equity. MetroCity Bankshares's Book Value per Share for the quarter that ended in Mar. 2026 was €16.73.

Dividends paid to preferred stocks need to be subtracted from net income in the calculation of Earnings per Share (Diluted). MetroCity Bankshares's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was €0.66.


MetroCity Bankshares  (FRA:7IR) Preferred Stock Explanation

When a company needs capital but does not wish to issue debt, they may sell preferred stocks to investors.

For instance, during the financial crisis of 2008, Goldman Sachs (GS) issued a combination of preferred stock and common stock options for $5 billion of capital to Warren Buffett’s Berkshire Hathaway (BRK.A)(BRK.B). In this deal, Berkshire Hathaway paid $5 billion for 10% cumulative perpetual preferred stock and warrants to buy 43.5 million shares of Goldman Sachs at $115 a share. Goldman Sachs bought back the preferred in 2010. Guess how much money Warren Buffett made in this deal in two years? Read How Much Did Warren Buffett’s Berkshire Hathaway (BRK.B) Make on Its Goldman Sachs (GS) Preferred Stock?

1. The market value of Preferred Stocks needs to be added to the market value of common stocks in the calculation of enterprise value.

MetroCity Bankshares's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

2. In the calculation of Book Value, the par value of Preferred Stocks needs to subtracted from total equity.

MetroCity Bankshares's Book Value per Share for the quarter that ended in Mar. 2026 is calculated as

3. Dividends paid to Preferred Stocks need to be subtracted from net income in the calculation of earnings per share.

MetroCity Bankshares's Earnings per Share (Diluted) (EPS) for the three months ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


MetroCity Bankshares Preferred Stock Related Terms


MetroCity Bankshares Preferred Stock Historical Data

* Premium members only.

The historical data trend for MetroCity Bankshares's Preferred Stock can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MetroCity Bankshares Preferred Stock Chart

MetroCity Bankshares Annual Data
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MetroCity Bankshares Quarterly Data
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FRA:7IR
73GF Score
MetroCity Bankshares Inc FRA:7IR
Preferred Stock is just one metric. See GF Score™, valuation, warning signs, and more.
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MetroCity Bankshares Preferred Stock Calculation

Preferred Stock is a special equity security that has properties of both equity and debt. It is generally considered a hybrid instrument. Preferred stock is senior to common stock, but is subordinate to bonds in terms of claim or rights to their share of the assets of the company.

Preferred stock has priority over common stock in the payment of dividends and any payments received when a company liquidates.

Preferred stock comes in many forms. It can be:


Convertible or Non-Convertible
Cumulative or Non-Cumulative
Voting or Non-Voting
Callable or Non-Callable
Maturity Date or No Maturity Date

A preferred stock without a maturity date is called a perpetual preferred stock. These are relatively rare. A good example of perpetual preferred stock is the many series of Public Storage (PSA) preferred shares that trade on the New York Stock Exchange.

Before investing in preferred stock, it is important to know which of the above groups the stock belongs to. Is it convertible or non-convertible? Are dividends cumulative or non-cumulative?

It is also critical that an investor knows what bonds the company has in front of the preferred stock. Bondholders get paid first. So the decision to buy a preferred stock can be similar to the decision to buy a bond. But, remember, the preferred stock of a company with bonds is junior to those bonds.

Unless a preferred stock is convertible, the upside in a preferred stock investment is more limited than in a common stock investment. If a company doubles its earnings, it is usually under no more obligation to double the dividends paid to preferred shareholders than it is to double the interest paid to its bankers and bondholders.So preferred stock is very different from common stock.

Frequently Asked Questions Learn more about Preferred Stock →
What does a Preferred Stock of €0.0 Mil mean?
MetroCity Bankshares (FRA:7IR) has a Preferred Stock of €0.0 Mil as of Mar. 2026. Preferred Stock represents the par value of a company's preferred shares. View historical data on MetroCity Bankshares and its competitors.
Is MetroCity Bankshares' Preferred Stock too high?
MetroCity Bankshares' current Preferred Stock is €0.0 Mil. Overall, MetroCity Bankshares has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MetroCity Bankshares' Preferred Stock compare to EQBK and ESQ?
MetroCity Bankshares' Preferred Stock of €0.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Preferred Stock for a Banks company?
A good Preferred Stock depends on the Banks industry context. However, Preferred Stock should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Preferred Stock mean?
A high Preferred Stock can signal that a stock is expensive relative to its fundamentals. Preferred Stock represents the par value of a company's preferred shares. View historical data on MetroCity Bankshares and its competitors. MetroCity Bankshares's current Preferred Stock is €0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MetroCity Bankshares stock overvalued right now?
Based on GuruFocus' analysis, MetroCity Bankshares (FRA:7IR) is currently considered Fairly Valued. The stock's GF Value™ is €29.63, compared to a current price of €31.40 — trading 6% above its estimated fair value. The current Preferred Stock is €0.0 Mil. MetroCity Bankshares' overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Preferred Stock calculated?
Preferred Stock is calculated from a company's financial statements. For MetroCity Bankshares (FRA:7IR), the current Preferred Stock is €0.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MetroCity Bankshares (FRA:7IR) Overvalued in 2026?

Based on GuruFocus' analysis, MetroCity Bankshares stock appears to be overvalued. The current stock price of €31.40 is trading 6% above its estimated GF Value™ of €29.63. GuruFocus considers MetroCity Bankshares to be Fairly Valued.

Key valuation signals for FRA:7IR:

  • Preferred Stock: €0.0 Mil
  • GF Value™: €29.63 vs. price of €31.40 (6% above fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the FRA:7IR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MetroCity Bankshares Business Description

Other Exchanges MCBS:USA
Address 5114 Buford Highway, Doraville, GA, USA, 30340
MetroCity Bankshares Inc is a bank holding company. Through its banking subsidiary, it operates as a full-service commercial bank focused on delivering various financial products and services to the small-to medium-sized businesses and individuals in its markets, including many customers in diverse and multi-ethnic communities in metropolitan markets in the Eastern U.S., Texas and California. The company provides commercial banking services such as consumer and commercial checking accounts, savings accounts, certificates of deposits, commercial and consumer loans, money transfers, and a variety of other banking services. The majority of its revenue is generated in the form of interest income.
73GF Score

Get the complete analysis for FRA:7IR

Preferred Stock is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€31.40
Price
€29.63
GF Value