LDI (loanDepot) Beginning Cash Position: $401.0 Mil (As of Mar. 2026)

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LDI loanDepot Inc LDI
44 GF Score
Price $1.13
GF Value $2.51
Valuation Significantly Undervalued
! 4 Warning Signs
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What is loanDepot Beginning Cash Position?

loanDepot LDI +4.17% 44 Beginning Cash Position is $401.0 Mil as of Mar. 2026. GuruFocus rates LDI with a GF Score™ of 44/100 and a GF Value™ of $2.51 (Significantly Undervalued). The stock has 4 warning signs investors should review.

loanDepot's Beginning Cash Position for the quarter that ended in Mar. 2026 was $401.0 Mil.

loanDepot's quarterly Beginning Cash Position increased from Sep. 2025 ($478.1 Mil) to Dec. 2025 ($525.9 Mil) but then declined from Dec. 2025 ($525.9 Mil) to Mar. 2026 ($401.0 Mil).

loanDepot's annual Beginning Cash Position declined from Dec. 2023 ($980.5 Mil) to Dec. 2024 ($745.9 Mil) and declined from Dec. 2024 ($745.9 Mil) to Dec. 2025 ($527.2 Mil).

loanDepot Beginning Cash Position Related Terms

loanDepot Beginning Cash Position Historical Data

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The historical data trend for loanDepot's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

loanDepot Beginning Cash Position Chart

loanDepot Annual Data
Trend Dec13 Dec14 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 488.69 620.60 980.50 745.86 527.22

loanDepot Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 527.22 445.73 478.10 525.87 401.02
LDI
44GF Score
loanDepot Inc LDI
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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loanDepot Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of $401.0 Mil mean?
loanDepot (LDI) has a Beginning Cash Position of $401.0 Mil as of Mar. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on loanDepot and its competitors.
Is loanDepot's Beginning Cash Position too high?
loanDepot's current Beginning Cash Position is $401.0 Mil. Overall, loanDepot has a GF Score™ of 44/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does loanDepot's Beginning Cash Position compare to VEL and UWMC?
loanDepot's Beginning Cash Position of $401.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on loanDepot and its competitors. loanDepot's current Beginning Cash Position is $401.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is loanDepot stock overvalued right now?
Based on GuruFocus' analysis, loanDepot (LDI) is currently considered Significantly Undervalued. The stock's GF Value™ is $2.51, compared to a current price of $1.13 — trading 55.2% below its estimated fair value. The current Beginning Cash Position is $401.0 Mil. loanDepot's overall GF Score™ is 44/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For loanDepot (LDI), the current Beginning Cash Position is $401.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is loanDepot (LDI) Overvalued in 2026?

Based on GuruFocus' analysis, loanDepot stock appears to be undervalued. The current stock price of $1.13 is trading 55.2% below its estimated GF Value™ of $2.51. GuruFocus considers loanDepot to be Significantly Undervalued.

Key valuation signals for LDI:

  • Beginning Cash Position: $401.0 Mil
  • GF Value™: $2.51 vs. price of $1.13 (55.2% below fair value)
  • GF Score™: 44/100 with 4 warning signs

No single metric tells the full story. See the LDI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

loanDepot Business Description

Address 6561 Irvine Center Drive, Irvine, CA, USA, 92618
loanDepot Inc provides nonbank consumer lending solutions for individuals in the United States. It offers personal, residential home, home refinancing, mortgage and home equity loans. It serves customers through distribution channels, including consumer direct centres, retail branches, wholesale centres, and consumer finance and servicing centres in the United States. It competes with commercial banks and financial institutions.
44GF Score

Get the complete analysis for LDI

Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.13
Price
$2.51
GF Value