LDI (loanDepot) Total Noninterest Expense: $1,021.0 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LDI loanDepot Inc LDI
44 GF Score
Price $1.09
GF Value $2.55
Valuation Significantly Undervalued
! 4 Warning Signs
View Full Analysis

What is loanDepot Total Noninterest Expense?

loanDepot LDI -2.68% 44 Total Noninterest Expense is $1,021.0 Mil as of Mar. 2026. GuruFocus rates LDI with a GF Score™ of 44/100 and a GF Value™ of $2.55 (Significantly Undervalued). The stock has 4 warning signs investors should review.

loanDepot's Total Noninterest Expense for the three months ended in Mar. 2026 was $261.0 Mil. loanDepot's Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 was $1,021.0 Mil.


loanDepot Total Noninterest Expense Related Terms


loanDepot Total Noninterest Expense Historical Data

* Premium members only.

The historical data trend for loanDepot's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

loanDepot Total Noninterest Expense Chart

loanDepot Annual Data
Trend Dec13 Dec14 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,680.25 1,551.80 969.23 954.90 1,001.53

loanDepot Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 241.57 241.76 252.60 265.59 261.04
LDI
44GF Score
loanDepot Inc LDI
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

loanDepot Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,021.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $1,021.0 Mil mean?
loanDepot (LDI) has a Total Noninterest Expense of $1,021.0 Mil as of Mar. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on loanDepot and its competitors.
Is loanDepot's Total Noninterest Expense too high?
loanDepot's current Total Noninterest Expense is $1,021.0 Mil. Overall, loanDepot has a GF Score™ of 44/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does loanDepot's Total Noninterest Expense compare to VEL and UWMC?
loanDepot's Total Noninterest Expense of $1,021.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on loanDepot and its competitors. loanDepot's current Total Noninterest Expense is $1,021.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is loanDepot stock overvalued right now?
Based on GuruFocus' analysis, loanDepot (LDI) is currently considered Significantly Undervalued. The stock's GF Value™ is $2.55, compared to a current price of $1.09 — trading 57.3% below its estimated fair value. The current Total Noninterest Expense is $1,021.0 Mil. loanDepot's overall GF Score™ is 44/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For loanDepot (LDI), the current Total Noninterest Expense is $1,021.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is loanDepot (LDI) Overvalued in 2026?

Based on GuruFocus' analysis, loanDepot stock appears to be undervalued. The current stock price of $1.09 is trading 57.3% below its estimated GF Value™ of $2.55. GuruFocus considers loanDepot to be Significantly Undervalued.

Key valuation signals for LDI:

  • Total Noninterest Expense: $1,021.0 Mil
  • GF Value™: $2.55 vs. price of $1.09 (57.3% below fair value)
  • GF Score™: 44/100 with 4 warning signs

No single metric tells the full story. See the LDI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


loanDepot Business Description

Address 6561 Irvine Center Drive, Irvine, CA, USA, 92618
loanDepot Inc provides nonbank consumer lending solutions for individuals in the United States. It offers personal, residential home, home refinancing, mortgage and home equity loans. It serves customers through distribution channels, including consumer direct centres, retail branches, wholesale centres, and consumer finance and servicing centres in the United States. It competes with commercial banks and financial institutions.
44GF Score

Get the complete analysis for LDI

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.09
Price
$2.55
GF Value