LDI (loanDepot) Margin of Safety % (DCF Earnings Based): N/A (As of Jun. 26, 2026)


LDI loanDepot Inc LDI
44 GF Score
Price $1.22
GF Value $2.46
Valuation Significantly Undervalued
! 4 Warning Signs
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What is loanDepot Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

loanDepot's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

LDI vs VEL, BETR, UWMC: Margin of Safety % (DCF Earnings Based) Comparison

For the Mortgage Finance subindustry, loanDepot's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

loanDepot Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, loanDepot's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where loanDepot's Margin of Safety % (DCF Earnings Based) falls into.


LDI
44GF Score
loanDepot Inc LDI
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is loanDepot (LDI) Overvalued in 2026?

Based on GuruFocus' analysis, loanDepot stock appears to be undervalued. The current stock price of $1.22 is trading 50.6% below its estimated GF Value™ of $2.46. GuruFocus considers loanDepot to be Significantly Undervalued.

Key valuation signals for LDI:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: $2.46 vs. price of $1.22 (50.6% below fair value)
  • GF Score™: 44/100 with 4 warning signs

No single metric tells the full story. See the LDI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

loanDepot Business Description

Address 6561 Irvine Center Drive, Irvine, CA, USA, 92618
loanDepot Inc provides nonbank consumer lending solutions for individuals in the United States. It offers personal, residential home, home refinancing, mortgage and home equity loans. It serves customers through distribution channels, including consumer direct centres, retail branches, wholesale centres, and consumer finance and servicing centres in the United States. It competes with commercial banks and financial institutions.
44GF Score

Get the complete analysis for LDI

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.22
Price
$2.46
GF Value