LDI (loanDepot) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


LDI loanDepot Inc LDI
44 GF Score
Price $1.23
GF Value $2.48
Valuation Significantly Undervalued
! 3 Warning Signs
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What is loanDepot ROC (Joel Greenblatt) %?

loanDepot LDI -2.38% 44 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates LDI with a GF Score™ of 44/100 and a GF Value™ of $2.48 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 46 Banks companies, loanDepot ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

LDI
44GF Score
loanDepot Inc LDI
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
loanDepot (LDI) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on loanDepot and its competitors. According to the industry distribution chart, loanDepot ranks #999999 out of 46 companies in the Banks industry.
Is loanDepot's ROC (Joel Greenblatt) % too high?
loanDepot's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, loanDepot ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, loanDepot has a GF Score™ of 44/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does loanDepot's ROC (Joel Greenblatt) % compare to VEL and UWMC?
According to the Banks industry distribution chart, loanDepot ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places loanDepot in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 69.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 69.14, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on loanDepot and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 69.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. loanDepot's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is loanDepot stock overvalued right now?
Based on GuruFocus' analysis, loanDepot (LDI) is currently considered Significantly Undervalued. The stock's GF Value™ is $2.48, compared to a current price of $1.23 — trading 50.4% below its estimated fair value. The current ROC (Joel Greenblatt) % is %. loanDepot's overall GF Score™ is 44/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For loanDepot (LDI), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is loanDepot (LDI) Overvalued in 2026?

Based on GuruFocus' analysis, loanDepot stock appears to be undervalued. The current stock price of $1.23 is trading 50.4% below its estimated GF Value™ of $2.48. GuruFocus considers loanDepot to be Significantly Undervalued.

Key valuation signals for LDI:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $2.48 vs. price of $1.23 (50.4% below fair value)
  • GF Score™: 44/100 with 3 warning signs

No single metric tells the full story. See the LDI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

loanDepot Business Description

Address 6561 Irvine Center Drive, Irvine, CA, USA, 92618
loanDepot Inc provides nonbank consumer lending solutions for individuals in the United States. It offers personal, residential home, home refinancing, mortgage and home equity loans. It serves customers through distribution channels, including consumer direct centres, retail branches, wholesale centres, and consumer finance and servicing centres in the United States. It competes with commercial banks and financial institutions.
44GF Score

Get the complete analysis for LDI

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.23
Price
$2.48
GF Value