loanDepotLDI +1.68%44 FCF Margin % is -84.24% as of Mar. 2026. GuruFocus rates LDI with a GF Score™ of 44/100 and a GF Value™ of $2.46 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,505 Banks companies, loanDepot ranks worse than 90.1% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. loanDepot's Free Cash Flow for the
three
months ended in Mar. 2026 was $-177.2 Mil. loanDepot's Revenue for the
three
months ended in Mar. 2026 was $210.3 Mil. Therefore, loanDepot's FCF Margin % for the quarter that ended in Mar. 2026 was -84.24%.
The historical rank and industry rank for loanDepot's FCF Margin % or its related term are showing as below:
LDI'
s FCF Margin % Range Over the Past 10 Years
Min: -129.1 Med: -59.1 Max: 407.43
Current: -80.18
During the past 10 years, the highest FCF Margin % of loanDepot was 407.43%. The lowest was -129.10%. And the median was -59.10%.
LDI's FCF Margin % is ranked worse than 90.1% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs LDI: -80.18
loanDepot FCF Margin % Related Terms
loanDepot FCF Margin % Historical Data
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The historical data trend for loanDepot's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, loanDepot's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
loanDepot FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, loanDepot's FCF Margin % distribution charts can be found below:
* The bar in red indicates where loanDepot's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
loanDepot (LDI) has a FCF Margin % of -84.24% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on loanDepot and its competitors. According to the industry distribution chart, loanDepot ranks #1356 out of 1505 companies in the Banks industry, placing it in the top 90.1%.
Is loanDepot's FCF Margin % too high?
loanDepot's current FCF Margin % is -84.24%. Based on the distribution chart, loanDepot ranks #1356 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, loanDepot has a GF Score™ of 44/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does loanDepot's FCF Margin % compare to VEL and BETR?
According to the Banks industry distribution chart, loanDepot ranks #1356 out of 1505 companies for FCF Margin %. This places loanDepot in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on loanDepot and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. loanDepot's current FCF Margin % is -84.24%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is loanDepot stock overvalued right now?
Based on GuruFocus' analysis, loanDepot (LDI) is currently considered Significantly Undervalued. The stock's GF Value™ is $2.46, compared to a current price of $1.21 — trading 50.8% below its estimated fair value. The current FCF Margin % is -84.24%. loanDepot's overall GF Score™ is 44/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For loanDepot (LDI), the current FCF Margin % is -84.24% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is loanDepot (LDI) Overvalued in 2026?
Based on GuruFocus' analysis, loanDepot stock appears to be undervalued.
The current stock price of $1.21 is trading 50.8% below its estimated GF Value™ of $2.46.
GuruFocus considers loanDepot to be Significantly Undervalued.
Key valuation signals for LDI:
FCF Margin %: -84.24%
GF Value™: $2.46 vs. price of $1.21 (50.8% below fair value)
No single metric tells the full story. See the LDI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
loanDepot Inc provides nonbank consumer lending solutions for individuals in the United States. It offers personal, residential home, home refinancing, mortgage and home equity loans. It serves customers through distribution channels, including consumer direct centres, retail branches, wholesale centres, and consumer finance and servicing centres in the United States. It competes with commercial banks and financial institutions.
44GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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