LDI (loanDepot) GF Value : $1.98 (As of Jul. 17, 2025)

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What is loanDepot GF Value?

As of today (2025-07-17), loanDepot's share price is $1.64. loanDepot's GF Value is $1.98. Therefore, loanDepot's Price-to-GF-Value for today is 0.83. Based on the relationship between the current stock price and the GF Value, GuruFocus believes loanDepot is Modestly Undervalued.

The GF Value represents the intrinsic value of a stock, determined using GuruFocus' proprietary methodology. The GF Value Line on our stock Summary page provides an estimate of the stock’s fair-trading value.

To calculate this value, GuruFocus follows these steps:

We analyze historical correlations between the stock price and key business performance metrics, such as revenue, earnings, cash flow, and book value.
We identify the metrics that have the strongest historical correlation with the stock price and determine the historical multiples at which the stock has traded relative to these metrics.
Using these historical multiples as a reference, we estimate the stock's fair value while accounting for future business growth. Adjustments may be made based on the company’s past returns and growth trends.

GuruFocus believes that the GF Value Line represents the fair value at which a stock should trade. Stock prices typically fluctuate around this line. If a stock’s price is significantly above the GF Value Line, it is considered overvalued, and its future returns are likely to be lower. Conversely, if the stock price is significantly below the GF Value Line, its future returns are likely to be higher.

loanDepot (NYSE:LDI) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 ratings:

Posssible Evaluations	All-in-One Screener Examples (1)
Possible Value Trap, Think Twice	Predictable Companies that possibly be Value Traps
Significantly Overvalued	Predictable Companies which are Significantly Overvalued
Modestly Overvalued	Predictable Companies which are Modestly Overvalued
Fairly Valued	Predictable High Quality Companies which are Fairly Valued
Modestly Undervalued (2)	Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (2)	Predictable High Quality Companies which are Significantly Undervalued

(1) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(2) A sufficient margin of safety exists only when the stock is undervalued.

Possible Value Trap, Think Twice companies are those that appear significantly undervalued based on their Price-to-GF-Value ratio, but whose fundamentals show signs of weakness.

Indicators that a company may be a value trap include:

    * Deteriorating Financial Health: A low Altman Z-scores indicates a higher risk of bankruptcy, or a low Piotroski F-Score.
    * Earnings Manipulation: A high Beneish M-score indicates potential earnings manipulation, raising concerns about the reliability of reported financials.
    * Stagnant or Declining Growth: Lack of revenue or earnings growth, or a recent slowdown, may signal limited future prospects.

Investors should conduct thorough due diligence, examining financial statements and growth indicators, to avoid falling into value traps.

loanDepot's Price-to-GF-Value for today is calculated as

Price-to-GF-Value	=	Share Price	/	GF Value
	=	1.64	/	1.98
	=	0.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

loanDepot GF Value Related Terms

Thank you for viewing the detailed overview of loanDepot's GF Value provided by GuruFocus.com. Please click on the following links to see related term pages.

loanDepot Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » loanDepot Inc (NYSE:LDI) » Definitions » GF Value

Comparable Companies

Traded in Other Exchanges

LDD:Germany

Address

6561 Irvine Center Drive, Irvine, CA, USA, 92618

Website

https://www.loandepot.com

loanDepot Inc provides nonbank consumer lending solutions for individuals in the United States. It offers personal, residential home, home refinancing, mortgage and home equity loans. It also provides online mortgage loans for refinancing and home purchases. It serves customers through distribution channels, including consumer direct centres, retail branches, wholesale centres, and consumer finance and servicing centres in the United States. It competes with commercial banks and financial institutions.

Executives

Anthony Li Hsieh	director, 10 percent owner, officer: Chief Executive Officer	C/O LOANDEPOT, 26642 TOWNE CENTRE DRIVE, FOOTHILL RANCH CA 92610
Dawn G Lepore	director	1425 BROADWAY PMB 41, SEATTLE WA 99122
Jeff Alexander Walsh	officer: See Remarks	C/O LOANDEPOT, INC., 26642 TOWNE CENTRE DRIVE, FOOTHILL RANCH CA 92610
Frank Martell	director, officer: CEO and President	10 GASTON FARMS ROAD, GREENWICH CT 06831
Dan Binowitz	officer: Managing Director	26642 TOWNE CENTRE DRIVE, FOOTHILL RANCH CA 92610
Darren Graeler	officer: Chief Accounting Officer	6561 IRVINE CENTER DRIVE, IRVINE CA 92618
David R Hayes	officer: Chief Financial Officer	6561 IRVINE CENTER DRIVE, IRVINE CA 92618
Patrick J Flanagan	officer: Chief Financial Officer	C/O LOANDEPOT, 26642 TOWNE CENTRE DRIVE, FOOTHILL RANCH CA 92610
John Hoon Lee	director	26642 TOWNE CENTRE DRIVE, FOOTHILL RANCH CA 92610
Steven Ozonian	director	C/O TREE.COM, INC., 11115 RUSHMORE DRIVE, CHARLOTTE NC 28277
Nicole Carrillo	officer: Chief Accounting Officer	C/O LOANDEPOT, INC., 26642 TOWNE CENTRE DRIVE, FOOTHILL RANCH CA 92610
Jeffrey Michael Dergurahian	officer: See Remarks	C/O LOANDEPOT, 26642 TOWNE CENTRE DRIVE, FOOTHILL RANCH CA 92610
Gregory Smallwood	officer: Chief Legal Officer	1525 S. BELT LINE RD., COPPELL TX 75019
Grassi Joseph J Iii	officer: Chief Risk Officer	C/O FANNIE MAE, 1100 15TH STREET NW, WASHINGTON DC 20005
Pamela H. Patenaude	director	26642 TOWNE CENTRE DRIVE, C/O LOANDEPOT, INC., FOOTHILL RANCH CA 92610