LDI (loanDepot) ROC %: % (As of Mar. 2026)


LDI loanDepot Inc LDI
44 GF Score
Price $1.22
GF Value $2.46
Valuation Significantly Undervalued
! 4 Warning Signs
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What is loanDepot ROC %?

loanDepot LDI +2.10% 44 ROC % is % as of Mar. 2026. GuruFocus rates LDI with a GF Score™ of 44/100 and a GF Value™ of $2.46 (Significantly Undervalued). The stock has 4 warning signs investors should review.

ROC %does not apply to banks.

LDI
44GF Score
loanDepot Inc LDI
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
loanDepot (LDI) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on loanDepot and its competitors.
Is loanDepot's ROC % too high?
loanDepot's current ROC % is %. Overall, loanDepot has a GF Score™ of 44/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does loanDepot's ROC % compare to VEL and BETR?
loanDepot's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on loanDepot and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. loanDepot's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is loanDepot stock overvalued right now?
Based on GuruFocus' analysis, loanDepot (LDI) is currently considered Significantly Undervalued. The stock's GF Value™ is $2.46, compared to a current price of $1.22 — trading 50.6% below its estimated fair value. The current ROC % is %. loanDepot's overall GF Score™ is 44/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For loanDepot (LDI), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is loanDepot (LDI) Overvalued in 2026?

Based on GuruFocus' analysis, loanDepot stock appears to be undervalued. The current stock price of $1.22 is trading 50.6% below its estimated GF Value™ of $2.46. GuruFocus considers loanDepot to be Significantly Undervalued.

Key valuation signals for LDI:

  • ROC %: %
  • GF Value™: $2.46 vs. price of $1.22 (50.6% below fair value)
  • GF Score™: 44/100 with 4 warning signs

No single metric tells the full story. See the LDI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

loanDepot Business Description

Address 6561 Irvine Center Drive, Irvine, CA, USA, 92618
loanDepot Inc provides nonbank consumer lending solutions for individuals in the United States. It offers personal, residential home, home refinancing, mortgage and home equity loans. It serves customers through distribution channels, including consumer direct centres, retail branches, wholesale centres, and consumer finance and servicing centres in the United States. It competes with commercial banks and financial institutions.
44GF Score

Get the complete analysis for LDI

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.22
Price
$2.46
GF Value