OCFC (OceanFirst Financial) Beginning Cash Position: $137.0 Mil (As of Jun. 2026)

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OCFC OceanFirst Financial Corp OCFC
75 GF Score
Price $19.06
GF Value $19.85
Valuation Fairly Valued
! 9 Warning Signs
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What is OceanFirst Financial Beginning Cash Position?

OceanFirst Financial OCFC -0.16% 75 Beginning Cash Position is $137.0 Mil as of Jun. 2026. GuruFocus rates OCFC with a GF Score™ of 75/100 and a GF Value™ of $19.85 (Fairly Valued). The stock has 9 warning signs investors should review.

OceanFirst Financial's Beginning Cash Position for the quarter that ended in Jun. 2026 was $137.0 Mil.

OceanFirst Financial's quarterly Beginning Cash Position declined from Dec. 2025 ($274.1 Mil) to Mar. 2026 ($135.1 Mil) but then increased from Mar. 2026 ($135.1 Mil) to Jun. 2026 ($137.0 Mil).

OceanFirst Financial's annual Beginning Cash Position declined from Dec. 2023 ($168.0 Mil) to Dec. 2024 ($153.7 Mil) and declined from Dec. 2024 ($153.7 Mil) to Dec. 2025 ($123.6 Mil).

OceanFirst Financial Beginning Cash Position Related Terms

OceanFirst Financial Beginning Cash Position Historical Data

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The historical data trend for OceanFirst Financial's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OceanFirst Financial Beginning Cash Position Chart

OceanFirst Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,318.66 224.78 167.99 153.72 123.62

OceanFirst Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 163.72 170.60 274.13 135.13 136.98
OCFC
75GF Score
OceanFirst Financial Corp OCFC
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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OceanFirst Financial Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of $137.0 Mil mean?
OceanFirst Financial (OCFC) has a Beginning Cash Position of $137.0 Mil as of Jun. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on OceanFirst Financial and its competitors.
Is OceanFirst Financial's Beginning Cash Position too high?
OceanFirst Financial's current Beginning Cash Position is $137.0 Mil. Overall, OceanFirst Financial has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does OceanFirst Financial's Beginning Cash Position compare to HOPE and BFC?
OceanFirst Financial's Beginning Cash Position of $137.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on OceanFirst Financial and its competitors. OceanFirst Financial's current Beginning Cash Position is $137.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OceanFirst Financial stock overvalued right now?
Based on GuruFocus' analysis, OceanFirst Financial (OCFC) is currently considered Fairly Valued. The stock's GF Value™ is $19.85, compared to a current price of $19.06 — trading 4% below its estimated fair value. The current Beginning Cash Position is $137.0 Mil. OceanFirst Financial's overall GF Score™ is 75/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For OceanFirst Financial (OCFC), the current Beginning Cash Position is $137.0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OceanFirst Financial (OCFC) Overvalued in 2026?

Based on GuruFocus' analysis, OceanFirst Financial stock appears to be undervalued. The current stock price of $19.06 is trading 4% below its estimated GF Value™ of $19.85. GuruFocus considers OceanFirst Financial to be Fairly Valued.

Key valuation signals for OCFC:

  • Beginning Cash Position: $137.0 Mil
  • GF Value™: $19.85 vs. price of $19.06 (4% below fair value)
  • GF Score™: 75/100 with 9 warning signs

No single metric tells the full story. See the OCFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OceanFirst Financial Business Description

Address 110 West Front Street, Red Bank, NJ, USA, 07701
OceanFirst Financial Corp is engaged in the banking sector of the United States. It conducts the business of attracting retail and business deposits and investing them in loans, consisting of single-family, owner-occupied residential mortgage loans and commercial real estate loans. The company's sole segment deals with the delivery of loan and deposit products to customers. The bank's revenues are derived principally from interest on its loans, and to a lesser extent, interest on its investment and mortgage-backed securities. The rest of its income is dependent on bank card services and wealth management products and services.
75GF Score

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Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.06
Price
$19.85
GF Value