OCFC (OceanFirst Financial) Tariff Resilience Score: 9/10 (As of Aug. 21, 2026)

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OCFC OceanFirst Financial Corp OCFC
75 GF Score
Price $18.99
GF Value $19.85
Valuation Fairly Valued
! 9 Warning Signs
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What is OceanFirst Financial Tariff Resilience Score?

OceanFirst Financial OCFC -0.52% 75 Tariff Resilience Score is 9 as of Aug. 21, 2026. GuruFocus rates OCFC with a GF Score™ of 75/100 and a GF Value™ of $19.85 (Fairly Valued). The stock has 9 warning signs investors should review. Among 1,604 Banks companies, OceanFirst Financial ranks better than 99.25% on this metric.

OceanFirst Financial has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

OceanFirst Financial has Minimal exposure as a financial institution with no direct involvement in international trade of goods. Its operations are largely domestic, providing high resilience to tariffs.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes OceanFirst Financial might have Highly Resilient.

OceanFirst Financial  (NAS:OCFC) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

OceanFirst Financial Tariff Resilience Score Related Terms

OCFC vs HOPE, BFC, OBK: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, OceanFirst Financial's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

OceanFirst Financial Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, OceanFirst Financial's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where OceanFirst Financial's Tariff Resilience Score falls into.


OCFC
75GF Score
OceanFirst Financial Corp OCFC
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
OceanFirst Financial (OCFC) has a Tariff Resilience Score of 9 as of Aug. 21, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, OceanFirst Financial ranks #12 out of 1604 companies in the Banks industry, placing it in the top 0.7%.
Is OceanFirst Financial's Tariff Resilience Score too high?
OceanFirst Financial's current Tariff Resilience Score is 9. Based on the distribution chart, OceanFirst Financial ranks #12 out of 1604 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, OceanFirst Financial has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does OceanFirst Financial's Tariff Resilience Score compare to HOPE and BFC?
According to the Banks industry distribution chart, OceanFirst Financial ranks #12 out of 1604 companies for Tariff Resilience Score. This places OceanFirst Financial in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. OceanFirst Financial's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OceanFirst Financial stock overvalued right now?
Based on GuruFocus' analysis, OceanFirst Financial (OCFC) is currently considered Fairly Valued. The stock's GF Value™ is $19.85, compared to a current price of $18.99 — trading 4.3% below its estimated fair value. The current Tariff Resilience Score is 9. OceanFirst Financial's overall GF Score™ is 75/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For OceanFirst Financial (OCFC), the current Tariff Resilience Score is 9 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OceanFirst Financial (OCFC) Overvalued in 2026?

Based on GuruFocus' analysis, OceanFirst Financial stock appears to be undervalued. The current stock price of $18.99 is trading 4.3% below its estimated GF Value™ of $19.85. GuruFocus considers OceanFirst Financial to be Fairly Valued.

Key valuation signals for OCFC:

  • Tariff Resilience Score: 9
  • GF Value™: $19.85 vs. price of $18.99 (4.3% below fair value)
  • GF Score™: 75/100 with 9 warning signs

No single metric tells the full story. See the OCFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OceanFirst Financial Business Description

Address 110 West Front Street, Red Bank, NJ, USA, 07701
OceanFirst Financial Corp is engaged in the banking sector of the United States. It conducts the business of attracting retail and business deposits and investing them in loans, consisting of single-family, owner-occupied residential mortgage loans and commercial real estate loans. The company's sole segment deals with the delivery of loan and deposit products to customers. The bank's revenues are derived principally from interest on its loans, and to a lesser extent, interest on its investment and mortgage-backed securities. The rest of its income is dependent on bank card services and wealth management products and services.
75GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.99
Price
$19.85
GF Value